SCCR vs VYM
Schwab Core Bond ETF vs Vanguard High Dividend Yield ETF
Which is better, SCCR or VYM?
Investment Grade Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCCR | VYM |
|---|---|---|
| Expense Ratio | 0.16% | 0.04%Best |
| AUM | $1.8B | $81.6B |
| Dividend Yield | 4.71% | 2.22% |
| Holdings | 549 | 613 |
| YTD Return | -2.00% | +10.23%Best |
| 1Y Return | -0.82% | +14.28%Best |
| 3Y Return (annualized) | - | +17.50% |
| 5Y Return (annualized) | - | +11.60% |
| Volatility (annualized) | 3.5%Best | 10.6% |
| Max Drawdown | -4.0%Best | -14.5% |
| $10,000 over 1.6 years | $10,432 | $12,237Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Investment Grade Bond | Large Cap Value |
| Inception | Feb 5, 2025 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 5, 2025 to Sep 23, 2026 (1.6 years).
SCCR vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCCR vs VYM Performance
Schwab Core Bond ETF (SCCR) is an ETF from Charles Schwab Asset Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SCCR returned -0.82% while VYM returned +14.28%. Year to date, SCCR is down 2.00% versus a gain of 10.23% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.6% compared with 3.5% for SCCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.0% for SCCR and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCCR charges 0.16% per year while VYM charges 0.04%. On a $10,000 position that is $16 vs $4 annually, a gap of $12 per year that compounds over a long holding period. On income, SCCR currently yields 4.71% against 2.22% for VYM.
Holdings Overlap
At least 24.3% of VYM's money is in holdings SCCR also owns.
Stated as a floor: for SCCR, our book for it covers 20.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VYM and SCCR share little of their money.
21 positions in common, counted across the 60 positions we hold weights for in SCCR and 557 in VYM, against full books of 549 and 613.
Top Shared Holdings
| Stock | Weight in SCCR | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 0.50% | 7.35% | 6.85% |
| JPMJpmorgan Chase | 0.55% | 3.82% | 3.27% |
| ABBVAbbvie Inc. | 0.44% | 1.80% | 1.36% |
| UNHUnitedhealth Group Incorporated | 0.41% | 1.52% | 1.11% |
| GSGoldman Sachs Group Inc/The | 0.61% | 1.13% | 0.52% |
| MSMorgan Stanley | 0.63% | 0.96% | 0.33% |
| CCitigroup Inc. | 0.69% | 0.89% | 0.20% |
| WFCWells Fargo & Co. | 0.48% | 1.07% | 0.59% |
| ORCLOracle Corp - Common | 0.33% | 0.90% | 0.57% |
| NEENextera Energy Inc | 0.48% | 0.74% | 0.26% |
24.3% of VYM is already inside SCCR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCCR or VYM?
SCCR has an expense ratio of 0.16% while VYM charges 0.04%. VYM is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, SCCR or VYM?
Over the past year SCCR returned -0.82% vs +14.28% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), SCCR annualized +2.68% vs +13.45% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCCR or VYM?
VYM has been the more volatile fund at 10.6% annualized versus 3.5% for SCCR. Worst drawdown: SCCR -4.0% vs VYM -14.5%.
Should I hold both SCCR and VYM?
SCCR and VYM have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCCR and VYM?
At least 24.3% of VYM's money is in holdings SCCR also owns. Our book for SCCR is partial, so the real figure is this or higher. They hold 21 positions in common, counted across the 60 positions we hold weights for in SCCR and 557 in VYM.
Which pays a higher dividend, SCCR or VYM?
SCCR yields 4.71% while VYM yields 2.22%, so SCCR currently pays the higher dividend yield.
Is VYM better than SCCR?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.