QQQ vs SCCR
Invesco QQQ Trust, Series 1 vs Schwab Core Bond ETF
Quick Verdict
SCCR has a lower expense ratio. QQQ delivered stronger 1-year returns. SCCR offers more diversification with 550 holdings.
Side-by-Side Comparison
| Metric | QQQ | SCCR | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.16% | |
| AUM | $496.3B | $1.7B | |
| Dividend Yield | 0.44% | 4.72% | |
| Holdings | 108 | 550 | |
| YTD Return | +16.64% | -0.16% | |
| 1Y Return | +27.27% | +2.96% | |
| 3Y Return (annualized) | +25.96% | - | |
| 5Y Return (annualized) | +14.54% | - | |
| Volatility (annualized) | 30.6% | 3.1% | |
| Max Drawdown | -83.0% | -2.8% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Feb 5, 2025 |
QQQ vs SCCR Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Schwab Core Bond ETF (SCCR) is a ETF from Charles Schwab Asset Management. Over the past year QQQ returned +27.27% while SCCR returned +2.96%. Year to date, QQQ is up 16.64% versus a loss of 0.16% for SCCR.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.1% for SCCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -2.8% for SCCR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while SCCR charges 0.16%. On a $10,000 position that is $18 vs $16 annually, a gap of $2 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.72% for SCCR.
Holdings Overlap
QQQ and SCCR share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or SCCR?
QQQ has an expense ratio of 0.18% while SCCR charges 0.16%. SCCR is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, QQQ or SCCR?
Over the past year QQQ returned +27.27% vs +2.96% for SCCR, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.03% vs +4.09% for SCCR. Past performance does not guarantee future results.
Which is riskier, QQQ or SCCR?
QQQ has been the more volatile fund at 30.6% annualized versus 3.1% for SCCR. Worst drawdown: QQQ -83.0% vs SCCR -2.8%.
Should I hold both QQQ and SCCR?
QQQ and SCCR have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and SCCR?
QQQ and SCCR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, QQQ or SCCR?
QQQ yields 0.44% while SCCR yields 4.72%, so SCCR currently pays the higher dividend yield.
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