QQQ vs SCCR
Invesco QQQ Trust, Series 1 vs Schwab Core Bond ETF
Which is better, QQQ or SCCR?
Large Cap Growth against Investment Grade Bond.
SCCR has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | SCCR |
|---|---|---|
| Expense Ratio | 0.18% | 0.16%Best |
| AUM | $483.5B | $1.8B |
| Dividend Yield | 0.44% | 4.71% |
| Holdings | 107 | 549 |
| YTD Return | +17.21%Best | -0.98% |
| 1Y Return | +22.10%Best | -0.09% |
| 3Y Return (annualized) | +25.27% | - |
| 5Y Return (annualized) | +14.60% | - |
| Volatility (annualized) | 20.3% | 3.2%Best |
| Max Drawdown | -22.8% | -3.4%Best |
| $10,000 over 1.6 years | $13,676Best | $10,545 |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Investment Grade Bond |
| Inception | Mar 10, 1999 | Feb 5, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 5, 2025 to Sep 17, 2026 (1.6 years).
QQQ vs SCCR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
QQQ vs SCCR Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Schwab Core Bond ETF (SCCR) is an ETF from Charles Schwab Asset Management. Over the past year QQQ returned +22.10% while SCCR returned -0.09%. Year to date, QQQ is up 17.21% versus a loss of 0.98% for SCCR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 3.2% for SCCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -3.4% for SCCR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.27. They move largely independently of each other.
Fees and Cost Over Time
QQQ charges 0.18% per year while SCCR charges 0.16%. On a $10,000 position that is $18 vs $16 annually, a gap of $2 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.71% for SCCR.
Holdings Overlap
At least 25.1% of QQQ's money is in holdings SCCR also owns.
Stated as a floor: for SCCR, our book for it covers 20.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
QQQ and SCCR share little of their money.
10 positions in common, counted across the 102 positions we hold weights for in QQQ and 60 in SCCR, against full books of 107 and 549.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in SCCR | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.44% | 0.27% | 8.17% |
| AMZNAmazon.Com Inc | 4.67% | 0.39% | 4.28% |
| AVGOBroadcom Inc | 3.16% | 0.50% | 2.66% |
| GOOGAlphabet Inc | 3.13% | 0.21% | 2.92% |
| METAMeta Platforms Inc | 2.78% | 0.31% | 2.47% |
| SPCXSpace Exploration Technologies | 0.91% | 0.34% | 0.57% |
| QCOMQualcomm Inc. | 0.73% | 0.44% | 0.29% |
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 0.82% | 0.32% | 0.50% |
| SNPSSynopsys | 0.34% | 0.40% | 0.06% |
| GEHCGe Healthcare Technologies Inc | 0.14% | 0.32% | 0.18% |
25.1% of QQQ is already inside SCCR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or SCCR?
QQQ has an expense ratio of 0.18% while SCCR charges 0.16%. SCCR is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, QQQ or SCCR?
Over the past year QQQ returned +22.10% vs -0.09% for SCCR, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +21.61% vs +3.37% for SCCR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or SCCR?
QQQ has been the more volatile fund at 20.3% annualized versus 3.2% for SCCR. Worst drawdown: QQQ -22.8% vs SCCR -3.4%.
Should I hold both QQQ and SCCR?
QQQ and SCCR have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and SCCR?
At least 25.1% of QQQ's money is in holdings SCCR also owns. Our book for SCCR is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 102 positions we hold weights for in QQQ and 60 in SCCR.
Which pays a higher dividend, QQQ or SCCR?
QQQ yields 0.44% while SCCR yields 4.71%, so SCCR currently pays the higher dividend yield.
Is SCCR better than QQQ?
SCCR has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.