IVV vs SCCR
iShares Core S&P 500 ETF vs Schwab Core Bond ETF
Which is better, IVV or SCCR?
Large Cap Blend against Investment Grade Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SCCR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.16% |
| AUM | $882.6B | $1.8B |
| Dividend Yield | 1.06% | 4.71% |
| Holdings | 508 | 596 |
| YTD Return | +13.60%Best | -2.90% |
| 1Y Return | +16.32%Best | -2.23% |
| 3Y Return (annualized) | +23.81% | - |
| 5Y Return (annualized) | +14.03% | - |
| Volatility (annualized) | 12.8% | 3.8%Best |
| Max Drawdown | -18.8% | -4.9%Best |
| $10,000 over 1.7 years | $13,099Best | $10,354 |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Investment Grade Bond |
| Inception | May 15, 2000 | Feb 5, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Feb 5, 2025 to Oct 2, 2026 (1.7 years).
IVV vs SCCR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
IVV vs SCCR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Schwab Core Bond ETF (SCCR) is an ETF from Charles Schwab Asset Management. Over the past year IVV returned +16.32% while SCCR returned -2.23%. Year to date, IVV is up 13.60% versus a loss of 2.90% for SCCR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 3.8% for SCCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -4.9% for SCCR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.27. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while SCCR charges 0.16%. On a $10,000 position that is $3 vs $16 annually, a gap of $13 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.71% for SCCR.
Holdings Overlap
At least 21.2% of IVV's money is in holdings SCCR also owns.
Stated as a floor: for SCCR, our book for it covers 14.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
IVV and SCCR share little of their money.
28 positions in common, counted across the 505 positions we hold weights for in IVV and 38 in SCCR, against full books of 508 and 596.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SCCR | Difference |
|---|---|---|---|
| NVDANvidia Corp | 8.00% | 0.28% | 7.72% |
| AMZNAmazon.Com Inc | 3.80% | 0.38% | 3.42% |
| METAMeta Platforms Inc | 2.15% | 0.32% | 1.83% |
| JPMJpmorgan Chase | 1.44% | 0.55% | 0.89% |
| ABBVAbbvie Inc. | 0.69% | 0.44% | 0.25% |
| GSGoldman Sachs Group Inc/The | 0.46% | 0.62% | 0.16% |
| CCitigroup Inc. | 0.36% | 0.71% | 0.35% |
| MSMorgan Stanley | 0.39% | 0.65% | 0.26% |
| UNHUnitedhealth Group Incorporated | 0.52% | 0.42% | 0.10% |
| WFCWells Fargo & Co. | 0.42% | 0.50% | 0.08% |
21.2% of IVV is already inside SCCR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SCCR?
IVV has an expense ratio of 0.03% while SCCR charges 0.16%. IVV is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, IVV or SCCR?
Over the past year IVV returned +16.32% vs -2.23% for SCCR, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +17.21% vs +2.07% for SCCR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SCCR?
IVV has been the more volatile fund at 12.8% annualized versus 3.8% for SCCR. Worst drawdown: IVV -18.8% vs SCCR -4.9%.
Should I hold both IVV and SCCR?
IVV and SCCR have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and SCCR?
At least 21.2% of IVV's money is in holdings SCCR also owns. Our book for SCCR is partial, so the real figure is this or higher. They hold 28 positions in common, counted across the 505 positions we hold weights for in IVV and 38 in SCCR.
Which pays a higher dividend, IVV or SCCR?
IVV yields 1.06% while SCCR yields 4.71%, so SCCR currently pays the higher dividend yield.
Is SCCR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.