SCHD vs SECU
Schwab US Dividend Equity ETF vs iShares Securitized Income Active ETF
Which is better, SCHD or SECU?
Each has led over a different period.
SCHD has a lower expense ratio. SCHD led over 1Y, SECU over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SECU |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.41% |
| AUM | $111.6B | $823M |
| Dividend Yield | 3.24% | 3.45% |
| Holdings | 206 | 946 |
| YTD Return | +24.55%Best | -2.94% |
| 1Y Return | +29.85%Best | -2.94% |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 13.7%Best | 2448322.3% |
| Max Drawdown | -33.4%Best | -95.7% |
| $10,000 over 15 years | $49,555 | $216,171,682Best |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Jan 23, 2026 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 15 years row, are measured over the window both funds cover: Oct 20, 2011 to Oct 14, 2026 (15 years).
SCHD vs SECU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs SECU Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares Securitized Income Active ETF (SECU) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +29.85% while SECU returned -2.94%. Year to date, SCHD is up 24.55% versus a loss of 2.94% for SECU.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SECU has been the more volatile fund, with annualized monthly volatility of 2448322.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -95.7% for SECU. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SECU charges 0.41%. On a $10,000 position that is $6 vs $41 annually, a gap of $35 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 3.45% for SECU.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 108 in SECU, totalling 99.8% and 17.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 108 in SECU, against full books of 206 and 946.
You are not choosing between two funds in isolation.
Whichever of SCHD and SECU you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SECU?
SCHD has an expense ratio of 0.06% while SECU charges 0.41%. SCHD is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, SCHD or SECU?
Over the past year SCHD returned +29.85% vs -2.94% for SECU, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.26% vs +94.53% for SECU. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SECU?
SECU has been the more volatile fund at 2448322.3% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs SECU -95.7%.
Should I hold both SCHD and SECU?
SCHD and SECU have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SECU?
SCHD yields 3.24% while SECU yields 3.45%, so SECU currently pays the higher dividend yield.
Is SECU better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SECU over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.