SCHD vs SOFA

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSOFAWinner
Expense Ratio0.06%0.97%
AUM$108.7B$9M
Dividend Yield3.13%0.86%
Holdings1048
YTD Return+26.54%-36.82%
1Y Return+30.90%-
3Y Return (annualized)+16.29%-
5Y Return (annualized)+9.65%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-55.1%
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionOct 20, 2011Feb 11, 2026

SCHD vs SOFA Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily SOFI Bull 2X ETF (SOFA) is a ETF from Direxion Shares ETF Trust. Year to date, SCHD is up 26.54% versus a loss of 36.82% for SOFA.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -55.1% for SOFA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while SOFA charges 0.97%. On a $10,000 position that is $6 vs $97 annually, a gap of $91 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.86% for SOFA.

Holdings Overlap

0.0%overlap

SCHD and SOFA share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or SOFA?

SCHD has an expense ratio of 0.06% while SOFA charges 0.97%. SCHD is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

What is the holdings overlap between SCHD and SOFA?

SCHD and SOFA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.

Which pays a higher dividend, SCHD or SOFA?

SCHD yields 3.13% while SOFA yields 0.86%, so SCHD currently pays the higher dividend yield.

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