SCHD vs SPC
Schwab US Dividend Equity ETF vs CrossingBridge Pre-Merger SPAC ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SPC | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.87% | |
| AUM | $103.7B | $22M | |
| Dividend Yield | 3.31% | 5.11% | |
| Holdings | 104 | 35 | |
| YTD Return | +25.33% | +0.26% | |
| 1Y Return | +32.31% | -8.55% | |
| 3Y Return (annualized) | +15.40% | +2.13% | |
| 5Y Return (annualized) | +9.70% | - | |
| Volatility (annualized) | 13.6% | 7.3% | |
| Max Drawdown | -33.4% | -16.1% | |
| Fund Family | Charles Schwab Asset Management | CrossingBridge | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 20, 2021 |
SCHD vs SPC Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and CrossingBridge Pre-Merger SPAC ETF (SPC) is a ETF from CrossingBridge. Over the past year SCHD returned +32.31% while SPC returned -8.55%. Year to date, SCHD is up 25.33% versus a gain of 0.26% for SPC.
Over three years, SCHD compounded at +15.40% per year against +2.13% for SPC. Across the full 4-year window we track, SCHD has the edge at +11.45% annualized vs +2.67%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.3% for SPC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -16.1% for SPC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPC charges 0.87%. On a $10,000 position that is $6 vs $87 annually, a gap of $81 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 5.11% for SPC.
Holdings Overlap
SCHD and SPC share 0 holdings out of 132 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SPC?
SCHD has an expense ratio of 0.06% while SPC charges 0.87%. SCHD is the cheaper option. On a $10,000 investment, that is $81 per year of difference.
Which performed better, SCHD or SPC?
Over the past year SCHD returned +32.31% vs -8.55% for SPC, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.45% vs +2.67% for SPC. Past performance does not guarantee future results.
Which is riskier, SCHD or SPC?
SCHD has been the more volatile fund at 13.6% annualized versus 7.3% for SPC. Worst drawdown: SCHD -33.4% vs SPC -16.1%.
Should I hold both SCHD and SPC?
SCHD and SPC have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SPC?
SCHD and SPC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 132 unique securities.
Which pays a higher dividend, SCHD or SPC?
SCHD yields 3.31% while SPC yields 5.11%, so SPC currently pays the higher dividend yield.
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