SPC vs VTI
CrossingBridge Pre-Merger SPAC ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPC or VTI?
Small Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPC | VTI |
|---|---|---|
| Expense Ratio | 0.87% | 0.03%Best |
| AUM | $22M | $666.9B |
| Dividend Yield | 5.11% | 1.03% |
| Holdings | 35 | 3,543 |
| Volatility (annualized) | 7.3%Best | 16.1% |
| Max Drawdown | -16.1%Best | -25.4% |
| $10,000 over 4.4 years | $11,229 | $16,355Best |
| Top 10 Weight | 55.0% | 33.3%Best |
| Fund Family | CrossingBridge | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Growth | Large Cap Blend |
| Inception | Sep 20, 2021 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 238 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SPC has data through Jan 27, 2026 and VTI through Sep 22, 2026.
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: Sep 21, 2021 to Jan 27, 2026 (4.4 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 7.3% for SPC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SPC and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.03. They move largely independently of each other.
Fees and Cost Over Time
SPC charges 0.87% per year while VTI charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, SPC currently yields 5.11% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 32 holdings in SPC and 3,463 in VTI, totalling 101.2% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 304 days apart, SPC as of Sep 30, 2025 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 32 positions we hold weights for in SPC and 3,463 in VTI, against full books of 35 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for SPC (97.5% of the fund), and 22 for SPC that do not appear in VTI (63.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SPC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPC or VTI?
SPC has an expense ratio of 0.87% while VTI charges 0.03%. VTI is the cheaper option, by $84 a year on a $10,000 investment.
Which is riskier, SPC or VTI?
VTI has been the more volatile fund at 16.1% annualized versus 7.3% for SPC. Worst drawdown: SPC -16.1% vs VTI -25.4%.
Should I hold both SPC and VTI?
SPC and VTI have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPC or VTI?
SPC yields 5.11% while VTI yields 1.03%, so SPC currently pays the higher dividend yield.
Is VTI better than SPC?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.