SCHD vs SRHR
Schwab US Dividend Equity ETF vs SRH REIT Covered Call ETF
Which is better, SCHD or SRHR?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SRHR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.75% |
| AUM | $112.1B | $52M |
| Dividend Yield | 3.00% | 6.36% |
| Holdings | 103 | 38 |
| YTD Return | +21.33%Best | +8.54% |
| 1Y Return | +25.15%Best | +6.83% |
| 3Y Return (annualized) | +15.43%Best | +9.30% |
| 5Y Return (annualized) | +9.32% | - |
| Volatility (annualized) | 13.3%Tie | 13.3%Tie |
| Max Drawdown | -16.1%Best | -18.7% |
| $10,000 over 2.9 years | $15,790Best | $12,942 |
| Top 10 Weight | 41.8%Best | 56.3% |
| Fund Family | Charles Schwab Asset Management | SRH Funds |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Nov 1, 2023 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 2, 2023 to Sep 24, 2026 (2.9 years).
SCHD vs SRHR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
SCHD vs SRHR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SRH REIT Covered Call ETF (SRHR) is an ETF from SRH Funds. Over the past year SCHD returned +25.15% while SRHR returned +6.83%. Year to date, SCHD is up 21.33% versus a gain of 8.54% for SRHR.
Over three years, SCHD compounded at +15.43% per year against +9.30% for SRHR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD and SRHR have been equally volatile, both at 13.3% annualized.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -18.7% for SRHR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SRHR charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 6.36% for SRHR.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 26 in SRHR, totalling 100.0% and 100.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 26 in SRHR, against full books of 103 and 38.
What only one of them owns
Our book lists 26 positions for SRHR that do not appear in our book for SCHD (100.3% of the fund), and 99 for SCHD that do not appear in SRHR (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SRHR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SRHR?
SCHD has an expense ratio of 0.06% while SRHR charges 0.75%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, SCHD or SRHR?
Over the past year SCHD returned +25.15% vs +6.83% for SRHR, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SRHR?
SCHD and SRHR have been equally volatile, both at 13.3% annualized. Worst drawdown: SCHD -16.1% vs SRHR -18.7%.
Should I hold both SCHD and SRHR?
SCHD and SRHR have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SRHR?
SCHD yields 3.00% while SRHR yields 6.36%, so SRHR currently pays the higher dividend yield.
Is SRHR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.