SRHR vs VTI
SRH REIT Covered Call ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SRHR or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 56.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SRHR | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $49M | $690.1B |
| Dividend Yield | 6.36% | 1.03% |
| Holdings | 38 | 3,524 |
| YTD Return | +7.65% | +13.35%Best |
| 1Y Return | +4.83% | +15.92%Best |
| 3Y Return (annualized) | +8.92% | +23.41%Best |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 13.1% | 11.9%Best |
| Max Drawdown | -18.7%Best | -19.3% |
| $10,000 over 2.9 years | $12,812 | $18,378Best |
| Top 10 Weight | 56.3% | 33.3%Best |
| Fund Family | SRH Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Nov 1, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 2, 2023 to Oct 2, 2026 (2.9 years).
SRHR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
SRHR vs VTI Performance
SRH REIT Covered Call ETF (SRHR) is an ETF from SRH Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SRHR returned +4.83% while VTI returned +15.92%. Year to date, SRHR is up 7.65% versus a gain of 13.35% for VTI.
Over three years, SRHR compounded at +8.92% per year against +23.41% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SRHR has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 11.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.7% for SRHR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SRHR charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, SRHR currently yields 6.36% against 1.03% for VTI.
Holdings Overlap
100.0% of SRHR's money is in holdings VTI also owns. 0.4% of VTI's money is in holdings SRHR also owns.
Most of SRHR is already inside VTI. Owning both mostly buys the same companies twice.
25 positions in common, counted across the 26 positions we hold weights for in SRHR and 3,463 in VTI, against full books of 38 and 3,524.
What only one of them owns
Our book lists 1,131 positions for VTI that do not appear in our book for SRHR (97.1% of the fund), and 1 for SRHR that do not appear in VTI (0.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SRHR | Weight in VTI | Difference |
|---|---|---|---|
| LAMRLamar Advertising Co | 9.97% | 0.02% | 9.95% |
| ORealty Income Corp. | 6.58% | 0.08% | 6.50% |
| OHIOmega Healthcare Investors Reit In | 6.13% | 0.02% | 6.11% |
| WPCW.P Carey Inc. | 5.73% | 0.02% | 5.71% |
| DOCHealthpeak Properties Inc | 5.71% | 0.02% | 5.69% |
| GNLGlobal Net Lease Cumulative Rede | 5.19% | 0.00% | 5.19% |
| HSTHost Hotels & Resorts Inc | 4.51% | 0.02% | 4.49% |
| FRFirst Industrial Realty Trust, Inc | 4.42% | 0.01% | 4.41% |
| SMASmartstop Self Storage Reit Inc. | 4.08% | 0.00% | 4.08% |
| CUZCousins Properties Inc | 3.95% | 0.01% | 3.94% |
100.0% of SRHR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SRHR or VTI?
SRHR has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, SRHR or VTI?
Over the past year SRHR returned +4.83% vs +15.92% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SRHR or VTI?
SRHR has been the more volatile fund at 13.1% annualized versus 11.9% for VTI. Worst drawdown: SRHR -18.7% vs VTI -19.3%.
Should I hold both SRHR and VTI?
SRHR and VTI have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SRHR and VTI?
100.0% of SRHR's money is in holdings VTI also owns. 0.4% of VTI's is in holdings SRHR also owns. They hold 25 positions in common, counted across the 26 positions we hold weights for in SRHR and 3,463 in VTI.
Which pays a higher dividend, SRHR or VTI?
SRHR yields 6.36% while VTI yields 1.03%, so SRHR currently pays the higher dividend yield.
Is VTI better than SRHR?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 56.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.