SRHR vs VTI
SRH REIT Covered Call ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SRHR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $53M | $666.9B | |
| Dividend Yield | 6.06% | 1.07% | |
| Holdings | 38 | 3,543 | |
| YTD Return | +16.07% | +12.65% | |
| 1Y Return | +15.71% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 12.9% | 15.3% | |
| Max Drawdown | -18.7% | -56.6% | |
| Fund Family | SRH Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 1, 2023 | May 24, 2001 |
SRHR vs VTI Performance
SRH REIT Covered Call ETF (SRHR) is a ETF from SRH Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SRHR returned +15.71% while VTI returned +21.39%. Year to date, SRHR is up 16.07% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.9% for SRHR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.7% for SRHR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SRHR charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, SRHR currently yields 6.06% against 1.07% for VTI.
Holdings Overlap
SRHR and VTI share 16 holdings out of 2797 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SRHR or VTI?
SRHR has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, SRHR or VTI?
Over the past year SRHR returned +15.71% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), SRHR annualized +12.29% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, SRHR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.9% for SRHR. Worst drawdown: SRHR -18.7% vs VTI -56.6%.
Should I hold both SRHR and VTI?
SRHR and VTI have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SRHR and VTI?
SRHR and VTI share 16 common holdings with a 0.2% weight overlap. Combined, they hold 2797 unique securities.
Which pays a higher dividend, SRHR or VTI?
SRHR yields 6.06% while VTI yields 1.07%, so SRHR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.