SCHD vs SSXU
Schwab US Dividend Equity ETF vs Day Hagan Smart Sector International ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SSXU | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.22% | |
| AUM | $103.7B | $43M | |
| Dividend Yield | 3.31% | 2.58% | |
| Holdings | 104 | 14 | |
| YTD Return | +25.62% | +4.57% | |
| 1Y Return | +32.62% | +15.33% | |
| 3Y Return (annualized) | +15.58% | +12.85% | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 13.6% | |
| Max Drawdown | -33.4% | -13.9% | |
| Fund Family | Charles Schwab Asset Management | Day Hagan Funds | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jul 1, 2022 |
SCHD vs SSXU Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Day Hagan Smart Sector International ETF (SSXU) is a ETF from Day Hagan Funds. Over the past year SCHD returned +32.62% while SSXU returned +15.33%. Year to date, SCHD is up 25.62% versus a gain of 4.57% for SSXU.
Over three years, SCHD compounded at +15.58% per year against +12.85% for SSXU. Across the full 4-year window we track, SSXU has the edge at +11.77% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.6% for SSXU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.9% for SSXU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SSXU charges 1.22%. On a $10,000 position that is $6 vs $122 annually, a gap of $116 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.58% for SSXU.
Holdings Overlap
SCHD and SSXU share 0 holdings out of 113 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SSXU?
SCHD has an expense ratio of 0.06% while SSXU charges 1.22%. SCHD is the cheaper option. On a $10,000 investment, that is $116 per year of difference.
Which performed better, SCHD or SSXU?
Over the past year SCHD returned +32.62% vs +15.33% for SSXU, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.47% vs +11.77% for SSXU. Past performance does not guarantee future results.
Which is riskier, SCHD or SSXU?
SCHD has been the more volatile fund at 13.6% annualized versus 13.6% for SSXU. Worst drawdown: SCHD -33.4% vs SSXU -13.9%.
Should I hold both SCHD and SSXU?
SCHD and SSXU have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SSXU?
SCHD and SSXU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 113 unique securities.
Which pays a higher dividend, SCHD or SSXU?
SCHD yields 3.31% while SSXU yields 2.58%, so SCHD currently pays the higher dividend yield.
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