SCHD vs SSXU
Schwab US Dividend Equity ETF vs Day Hagan Smart Sector International ETF
Which is better, SCHD or SSXU?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 80.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SSXU |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.19% |
| AUM | $108.9B | $45M |
| Dividend Yield | 3.00% | 2.50% |
| Holdings | 206 | 34 |
| YTD Return | +22.08%Best | +1.85% |
| 1Y Return | +26.66%Best | +6.10% |
| 3Y Return (annualized) | +16.06%Best | +13.16% |
| 5Y Return (annualized) | +9.39% | - |
| Volatility (annualized) | 14.8% | 13.4%Best |
| Max Drawdown | -16.1% | -13.9%Best |
| $10,000 over 4.3 years | $16,068Best | $15,434 |
| Top 10 Weight | 41.8%Best | 80.1% |
| Fund Family | Charles Schwab Asset Management | Day Hagan Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Jul 1, 2022 |
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: Jul 1, 2022 to Oct 9, 2026 (4.3 years).
SCHD vs SSXU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
SCHD vs SSXU Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Day Hagan Smart Sector International ETF (SSXU) is an ETF from Day Hagan Funds. Over the past year SCHD returned +26.66% while SSXU returned +6.10%. Year to date, SCHD is up 22.08% versus a gain of 1.85% for SSXU.
Over three years, SCHD compounded at +16.06% per year against +13.16% for SSXU. Across the full 4-year window we track, SCHD has the edge at +11.66% annualized vs +10.62%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 13.4% for SSXU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -13.9% for SSXU. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SSXU charges 1.19%. On a $10,000 position that is $6 vs $119 annually, a gap of $113 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.50% for SSXU.
Holdings Overlap
We hold position weights for 99 holdings in SCHD and 17 in SSXU, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in SCHD and 17 in SSXU, against full books of 206 and 34.
What only one of them owns
Our book lists 16 positions for SSXU that do not appear in our book for SCHD (96.9% of the fund), and 98 for SCHD that do not appear in SSXU (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SSXU you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SSXU?
SCHD has an expense ratio of 0.06% while SSXU charges 1.19%. SCHD is the cheaper option, by $113 a year on a $10,000 investment.
Which performed better, SCHD or SSXU?
Over the past year SCHD returned +26.66% vs +6.10% for SSXU, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.66% vs +10.62% for SSXU. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SSXU?
SCHD has been the more volatile fund at 14.8% annualized versus 13.4% for SSXU. Worst drawdown: SCHD -16.1% vs SSXU -13.9%.
Should I hold both SCHD and SSXU?
SCHD and SSXU have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SSXU?
SCHD yields 3.00% while SSXU yields 2.50%, so SCHD currently pays the higher dividend yield.
Is SSXU better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 80.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.