SCHD vs SURE
Schwab US Dividend Equity ETF vs AdvisorShares Insider Advantage ETF
Which is better, SCHD or SURE?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, SURE over 3Y, 5Y and the full window. SURE is less concentrated, with 14.8% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SURE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.90% |
| AUM | $112.2B | $58M |
| Dividend Yield | 3.13% | 0.87% |
| Holdings | 103 | 102 |
| YTD Return | +27.56%Best | +17.69% |
| 1Y Return | +30.29%Best | +22.59% |
| 3Y Return (annualized) | +16.37% | +16.89%Best |
| 5Y Return (annualized) | +10.23% | +10.71%Best |
| Volatility (annualized) | 13.6%Best | 15.5% |
| Max Drawdown | -33.4%Best | -35.7% |
| $10,000 over 5 years | $16,274 | $16,632Best |
| Top 10 Weight | 41.5% | 14.8%Best |
| Fund Family | Charles Schwab Asset Management | Advisor Shares |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 4, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
SCHD vs SURE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs SURE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and AdvisorShares Insider Advantage ETF (SURE) is an ETF from Advisor Shares. Over the past year SCHD returned +30.29% while SURE returned +22.59%. Year to date, SCHD is up 27.56% versus a gain of 17.69% for SURE.
Over three years, SCHD compounded at +16.37% per year against +16.89% for SURE; over five years the annualized figures are +10.23% and +10.71% respectively. Across the full 15-year window we track, SURE has the edge at +12.95% annualized vs +11.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SURE has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -35.7% for SURE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SURE charges 0.90%. On a $10,000 position that is $6 vs $90 annually, a gap of $84 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.87% for SURE.
Holdings Overlap
14.3% of SCHD's money is in holdings SURE also owns. 5.2% of SURE's money is in holdings SCHD also owns.
SCHD and SURE share little of their money.
6 positions in common, counted across the 100 positions we hold weights for in SCHD and 101 in SURE, against full books of 103 and 102.
What only one of them owns
Our book lists 91 positions for SURE that do not appear in our book for SCHD (90.7% of the fund), and 93 for SCHD that do not appear in SURE (85.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
You are not choosing between two funds in isolation.
Whichever of SCHD and SURE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SURE?
SCHD has an expense ratio of 0.06% while SURE charges 0.90%. SCHD is the cheaper option, by $84 a year on a $10,000 investment.
Which performed better, SCHD or SURE?
Over the past year SCHD returned +30.29% vs +22.59% for SURE, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.53% vs +12.95% for SURE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SURE?
SURE has been the more volatile fund at 15.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SURE -35.7%.
Should I hold both SCHD and SURE?
SCHD and SURE have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SURE?
14.3% of SCHD's money is in holdings SURE also owns. 5.2% of SURE's is in holdings SCHD also owns. They hold 6 positions in common, counted across the 100 positions we hold weights for in SCHD and 101 in SURE.
Which pays a higher dividend, SCHD or SURE?
SCHD yields 3.13% while SURE yields 0.87%, so SCHD currently pays the higher dividend yield.
Is SURE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SURE over 3Y, 5Y and the full window. SURE is less concentrated, with 14.8% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.