SURE vs VTI
AdvisorShares Insider Advantage ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SURE delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SURE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.90% | 0.03% | |
| AUM | $58M | $666.9B | |
| Dividend Yield | 0.87% | 1.07% | |
| Holdings | 102 | 3,543 | |
| YTD Return | +18.28% | +13.38% | |
| 1Y Return | +27.46% | +21.12% | |
| 3Y Return (annualized) | +17.41% | +21.85% | |
| 5Y Return (annualized) | +10.95% | +12.44% | |
| Volatility (annualized) | 15.5% | 15.3% | |
| Max Drawdown | -35.7% | -56.6% | |
| Fund Family | Advisor Shares | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 4, 2011 | May 24, 2001 |
SURE vs VTI Performance
AdvisorShares Insider Advantage ETF (SURE) is a ETF from Advisor Shares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SURE returned +27.46% while VTI returned +21.12%. Year to date, SURE is up 18.28% versus a gain of 13.38% for VTI.
Over three years, SURE compounded at +17.41% per year against +21.85% for VTI; over five years the annualized figures are +10.95% and +12.44% respectively. Across the full 15-year window we track, SURE has the edge at +13.41% annualized vs +8.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SURE has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.7% for SURE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SURE charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, SURE currently yields 0.87% against 1.07% for VTI.
Holdings Overlap
SURE and VTI share 78 holdings out of 2810 unique holdings combined, representing a 12.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SURE or VTI?
SURE has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.
Which performed better, SURE or VTI?
Over the past year SURE returned +27.46% vs +21.12% for VTI, so SURE leads on 1-year performance. Over the longest common window we track (15 years), SURE annualized +13.41% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, SURE or VTI?
SURE has been the more volatile fund at 15.5% annualized versus 15.3% for VTI. Worst drawdown: SURE -35.7% vs VTI -56.6%.
Should I hold both SURE and VTI?
SURE and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SURE and VTI?
SURE and VTI share 78 common holdings with a 12.4% weight overlap. Combined, they hold 2810 unique securities.
Which pays a higher dividend, SURE or VTI?
SURE yields 0.87% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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