SCHD vs THLV
Schwab US Dividend Equity ETF vs THOR Equal Weight Low Volatility ETF
Which is better, SCHD or THLV?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | THLV |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.64% |
| AUM | $112.2B | $57M |
| Dividend Yield | 3.13% | 1.64% |
| Holdings | 103 | 9 |
| YTD Return | +28.59%Best | +8.52% |
| 1Y Return | +31.77%Best | +13.31% |
| 3Y Return (annualized) | +16.70%Best | +11.00% |
| 5Y Return (annualized) | +10.09% | - |
| Volatility (annualized) | 14.1% | 11.6%Best |
| Max Drawdown | -16.1% | -13.2%Best |
| $10,000 over 4 years | $17,050Best | $14,398 |
| Top 10 Weight | 41.5% | - |
| Fund Family | Charles Schwab Asset Management | Thor Financial Technologies |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Sep 12, 2022 |
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 13, 2022 to Sep 3, 2026 (4 years).
SCHD vs THLV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
SCHD vs THLV Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and THOR Equal Weight Low Volatility ETF (THLV) is an ETF from Thor Financial Technologies. Over the past year SCHD returned +31.77% while THLV returned +13.31%. Year to date, SCHD is up 28.59% versus a gain of 8.52% for THLV.
Over three years, SCHD compounded at +16.70% per year against +11.00% for THLV. Across the full 4-year window we track, SCHD has the edge at +14.27% annualized vs +9.54%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.6% for THLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -13.2% for THLV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while THLV charges 0.64%. On a $10,000 position that is $6 vs $64 annually, a gap of $58 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.64% for THLV.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 7 in THLV, totalling 100.0% and 100.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 7 in THLV, against full books of 103 and 9.
What only one of them owns
Our book lists 7 positions for THLV that do not appear in our book for SCHD (100.2% of the fund), and 99 for SCHD that do not appear in THLV (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and THLV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or THLV?
SCHD has an expense ratio of 0.06% while THLV charges 0.64%. SCHD is the cheaper option, by $58 a year on a $10,000 investment.
Which performed better, SCHD or THLV?
Over the past year SCHD returned +31.77% vs +13.31% for THLV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +14.27% vs +9.54% for THLV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or THLV?
SCHD has been the more volatile fund at 14.1% annualized versus 11.6% for THLV. Worst drawdown: SCHD -16.1% vs THLV -13.2%.
Should I hold both SCHD and THLV?
SCHD and THLV have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or THLV?
SCHD yields 3.13% while THLV yields 1.64%, so SCHD currently pays the higher dividend yield.
Is THLV better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.