SCHD vs THLV
Schwab US Dividend Equity ETF vs THOR Equal Weight Low Volatility ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | THLV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.64% | |
| AUM | $103.7B | $58M | |
| Dividend Yield | 3.31% | 1.59% | |
| Holdings | 104 | 6 | |
| YTD Return | +25.62% | +9.22% | |
| 1Y Return | +32.62% | +15.60% | |
| 3Y Return (annualized) | +15.58% | +10.72% | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 11.7% | |
| Max Drawdown | -33.4% | -13.2% | |
| Fund Family | Charles Schwab Asset Management | Thor Financial Technologies | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 12, 2022 |
SCHD vs THLV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and THOR Equal Weight Low Volatility ETF (THLV) is a ETF from Thor Financial Technologies. Over the past year SCHD returned +32.62% while THLV returned +15.60%. Year to date, SCHD is up 25.62% versus a gain of 9.22% for THLV.
Over three years, SCHD compounded at +15.58% per year against +10.72% for THLV. Across the full 4-year window we track, SCHD has the edge at +11.47% annualized vs +9.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.7% for THLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.2% for THLV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while THLV charges 0.64%. On a $10,000 position that is $6 vs $64 annually, a gap of $58 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.59% for THLV.
Holdings Overlap
SCHD and THLV share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or THLV?
SCHD has an expense ratio of 0.06% while THLV charges 0.64%. SCHD is the cheaper option. On a $10,000 investment, that is $58 per year of difference.
Which performed better, SCHD or THLV?
Over the past year SCHD returned +32.62% vs +15.60% for THLV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.47% vs +9.88% for THLV. Past performance does not guarantee future results.
Which is riskier, SCHD or THLV?
SCHD has been the more volatile fund at 13.6% annualized versus 11.7% for THLV. Worst drawdown: SCHD -33.4% vs THLV -13.2%.
Should I hold both SCHD and THLV?
SCHD and THLV have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and THLV?
SCHD and THLV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.
Which pays a higher dividend, SCHD or THLV?
SCHD yields 3.31% while THLV yields 1.59%, so SCHD currently pays the higher dividend yield.
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