THLV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTHLVVTIWinner
Expense Ratio0.64%0.03%
AUM$58M$663.5B
Dividend Yield1.59%1.07%
Holdings63,543
YTD Return+9.32%+14.22%
1Y Return+14.70%+22.19%
3Y Return (annualized)+10.75%+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)11.7%15.3%
Max Drawdown-13.2%-56.6%
Fund FamilyThor Financial TechnologiesVanguard (US)
CategoryEquityEquity
InceptionSep 12, 2022May 24, 2001

THLV vs VTI Performance

THOR Equal Weight Low Volatility ETF (THLV) is a ETF from Thor Financial Technologies and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year THLV returned +14.70% while VTI returned +22.19%. Year to date, THLV is up 9.32% versus a gain of 14.22% for VTI.

Over three years, THLV compounded at +10.75% per year against +21.27% for VTI. Across the full 4-year window we track, THLV has the edge at +9.90% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.7% for THLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.2% for THLV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

THLV charges 0.64% per year while VTI charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, THLV currently yields 1.59% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

THLV and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, THLV or VTI?

THLV has an expense ratio of 0.64% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, THLV or VTI?

Over the past year THLV returned +14.70% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), THLV annualized +9.90% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, THLV or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 11.7% for THLV. Worst drawdown: THLV -13.2% vs VTI -56.6%.

Should I hold both THLV and VTI?

THLV and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between THLV and VTI?

THLV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, THLV or VTI?

THLV yields 1.59% while VTI yields 1.07%, so THLV currently pays the higher dividend yield.

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