SCHD vs TIIV
Schwab US Dividend Equity ETF vs AAM Todd International Intrinsic Value ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TIIV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.54% | |
| AUM | $108.7B | $33M | |
| Dividend Yield | 3.13% | 3.11% | |
| Holdings | 104 | 69 | |
| YTD Return | +26.50% | +13.00% | |
| 1Y Return | +31.25% | +24.20% | |
| 3Y Return (annualized) | +16.34% | - | |
| 5Y Return (annualized) | +10.10% | - | |
| Volatility (annualized) | 13.6% | 11.5% | |
| Max Drawdown | -33.4% | -9.7% | |
| Fund Family | Charles Schwab Asset Management | Advisors Asset Management, Inc. | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jul 25, 2025 |
SCHD vs TIIV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and AAM Todd International Intrinsic Value ETF (TIIV) is a ETF from Advisors Asset Management, Inc.. Over the past year SCHD returned +31.25% while TIIV returned +24.20%. Year to date, SCHD is up 26.50% versus a gain of 13.00% for TIIV.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.5% for TIIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -9.7% for TIIV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while TIIV charges 0.54%. On a $10,000 position that is $6 vs $54 annually, a gap of $48 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.11% for TIIV.
Holdings Overlap
SCHD and TIIV share 0 holdings out of 166 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TIIV?
SCHD has an expense ratio of 0.06% while TIIV charges 0.54%. SCHD is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, SCHD or TIIV?
Over the past year SCHD returned +31.25% vs +24.20% for TIIV, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.50% vs +24.50% for TIIV. Past performance does not guarantee future results.
Which is riskier, SCHD or TIIV?
SCHD has been the more volatile fund at 13.6% annualized versus 11.5% for TIIV. Worst drawdown: SCHD -33.4% vs TIIV -9.7%.
Should I hold both SCHD and TIIV?
SCHD and TIIV have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TIIV?
SCHD and TIIV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 166 unique securities.
Which pays a higher dividend, SCHD or TIIV?
SCHD yields 3.13% while TIIV yields 3.11%, so SCHD currently pays the higher dividend yield.
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