SCHD vs TILL
Schwab US Dividend Equity ETF vs Teucrium Agricultural Strategy No K-1 ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TILL | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.89% | |
| AUM | $103.7B | $37M | |
| Dividend Yield | 3.31% | 4.77% | |
| Holdings | 104 | 6 | |
| YTD Return | +24.26% | +11.63% | |
| 1Y Return | +31.38% | +8.90% | |
| 3Y Return (annualized) | +15.08% | -4.77% | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 10.9% | |
| Max Drawdown | -33.4% | -33.8% | |
| Fund Family | Charles Schwab Asset Management | Teucrium | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | May 16, 2022 |
SCHD vs TILL Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Teucrium Agricultural Strategy No K-1 ETF (TILL) is a ETF from Teucrium. Over the past year SCHD returned +31.38% while TILL returned +8.90%. Year to date, SCHD is up 24.26% versus a gain of 11.63% for TILL.
Over three years, SCHD compounded at +15.08% per year against -4.77% for TILL. Across the full 4-year window we track, SCHD has the edge at +11.39% annualized vs -6.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.9% for TILL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.8% for TILL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TILL charges 0.89%. On a $10,000 position that is $6 vs $89 annually, a gap of $83 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 4.77% for TILL.
Frequently Asked Questions
Which is cheaper, SCHD or TILL?
SCHD has an expense ratio of 0.06% while TILL charges 0.89%. SCHD is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, SCHD or TILL?
Over the past year SCHD returned +31.38% vs +8.90% for TILL, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.39% vs -6.76% for TILL. Past performance does not guarantee future results.
Which is riskier, SCHD or TILL?
SCHD has been the more volatile fund at 13.6% annualized versus 10.9% for TILL. Worst drawdown: SCHD -33.4% vs TILL -33.8%.
Should I hold both SCHD and TILL?
SCHD and TILL have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or TILL?
SCHD yields 3.31% while TILL yields 4.77%, so TILL currently pays the higher dividend yield.
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