SCHD vs TILL
Schwab US Dividend Equity ETF vs Teucrium Agricultural Strategy No K-1 ETF
Which is better, SCHD or TILL?
Large Cap Value against Agriculture.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TILL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.89% |
| AUM | $112.1B | $44M |
| Dividend Yield | 3.00% | 4.00% |
| Holdings | 103 | 6 |
| YTD Return | +23.68% | +23.71%Best |
| 1Y Return | +28.36%Best | +21.71% |
| 3Y Return (annualized) | +16.20%Best | -1.54% |
| 5Y Return (annualized) | +10.07% | - |
| Volatility (annualized) | 15.1% | 13.0%Best |
| Max Drawdown | -16.1%Best | -33.8% |
| $10,000 over 4.4 years | $15,253Best | $8,226 |
| Fund Family | Charles Schwab Asset Management | Teucrium |
| Category | Equity | Commodity |
| Style | Large Cap Value | Agriculture |
| Inception | Oct 20, 2011 | May 16, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.4 years row, are measured over the window both funds cover: May 17, 2022 to Sep 22, 2026 (4.4 years).
SCHD vs TILL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.4 years both funds cover.
SCHD vs TILL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Teucrium Agricultural Strategy No K-1 ETF (TILL) is an ETF from Teucrium. Over the past year SCHD returned +28.36% while TILL returned +21.71%. Year to date, SCHD is up 23.68% versus a gain of 23.71% for TILL.
Over three years, SCHD compounded at +16.20% per year against -1.54% for TILL. Across the full 4-year window we track, SCHD has the edge at +10.07% annualized vs -4.34%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.0% for TILL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -33.8% for TILL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TILL charges 0.89%. On a $10,000 position that is $6 vs $89 annually, a gap of $83 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 4.00% for TILL.
You are not choosing between two funds in isolation.
Whichever of SCHD and TILL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TILL?
SCHD has an expense ratio of 0.06% while TILL charges 0.89%. SCHD is the cheaper option, by $83 a year on a $10,000 investment.
Which performed better, SCHD or TILL?
Over the past year SCHD returned +28.36% vs +21.71% for TILL, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +10.07% vs -4.34% for TILL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TILL?
SCHD has been the more volatile fund at 15.1% annualized versus 13.0% for TILL. Worst drawdown: SCHD -16.1% vs TILL -33.8%.
Should I hold both SCHD and TILL?
SCHD and TILL have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TILL?
SCHD yields 3.00% while TILL yields 4.00%, so TILL currently pays the higher dividend yield.
Is TILL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.