SCHD vs TINY

SCHD vs TINY

Which is better, SCHD or TINY?

TINY has been ahead.

SCHD has a lower expense ratio. TINY led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.0%.

Lower Fees: SCHDHigher Returns: TINYLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDTINY
Expense Ratio0.06%Best0.58%
AUM$112.1B$13M
Dividend Yield3.00%0.19%
Holdings10330
YTD Return+21.73%+40.92%Best
1Y Return+26.35%+57.11%Best
3Y Return (annualized)+16.02%+32.02%Best
5Y Return (annualized)+9.26%+15.02%Best
Volatility (annualized)15.0%Best33.4%
Max Drawdown-16.9%Best-43.8%
$10,000 over 5 years$15,571$20,131Best
Top 10 Weight41.8%Best52.0%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionOct 20, 2011Oct 26, 2021

Volatility and max drawdown are measured over the window both funds cover: Oct 27, 2021 to Sep 25, 2026 (4.9 years).

SCHD vs TINY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.

SCHD vs TINY Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Proshares Nanotechnology ETF (TINY) is an ETF from ProShares. Over the past year SCHD returned +26.35% while TINY returned +57.11%. Year to date, SCHD is up 21.73% versus a gain of 40.92% for TINY.

Over three years, SCHD compounded at +16.02% per year against +32.02% for TINY; over five years the annualized figures are +9.26% and +15.02% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TINY has been the more volatile fund, with annualized monthly volatility of 33.4% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.9% for SCHD and -43.8% for TINY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.

Fees and Cost Over Time

SCHD charges 0.06% per year while TINY charges 0.58%. On a $10,000 position that is $6 vs $58 annually, a gap of $52 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.19% for TINY.

Holdings Overlap

We hold position weights for 100 holdings in SCHD and 30 in TINY, totalling 100.0% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 100 positions we hold weights for in SCHD and 30 in TINY, against full books of 103 and 30.

What only one of them owns

Our book lists 15 positions for TINY that do not appear in our book for SCHD (53.9% of the fund), and 99 for SCHD that do not appear in TINY (99.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of SCHD and TINY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDTINY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or TINY?

SCHD has an expense ratio of 0.06% while TINY charges 0.58%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.

Which performed better, SCHD or TINY?

Over the past year SCHD returned +26.35% vs +57.11% for TINY, so TINY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or TINY?

TINY has been the more volatile fund at 33.4% annualized versus 15.0% for SCHD. Worst drawdown: SCHD -16.9% vs TINY -43.8%.

Should I hold both SCHD and TINY?

SCHD and TINY have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or TINY?

SCHD yields 3.00% while TINY yields 0.19%, so SCHD currently pays the higher dividend yield.

Is TINY better than SCHD?

SCHD has a lower expense ratio. TINY led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.