SCHD vs TPFG
Schwab US Dividend Equity ETF vs Timothy Plan Free Cash Flow Growth ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TPFG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.59% | |
| AUM | $108.7B | $38M | |
| Dividend Yield | 3.13% | - | |
| Holdings | 104 | 51 | |
| YTD Return | +27.93% | +2.95% | |
| 1Y Return | +30.06% | - | |
| 3Y Return (annualized) | +16.25% | - | |
| 5Y Return (annualized) | +10.03% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -13.3% | |
| Fund Family | Charles Schwab Asset Management | Timothy Plan | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | May 5, 2026 |
SCHD vs TPFG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Timothy Plan Free Cash Flow Growth ETF (TPFG) is a ETF from Timothy Plan. Year to date, SCHD is up 27.93% versus a gain of 2.95% for TPFG.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.3% for TPFG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while TPFG charges 0.59%. On a $10,000 position that is $6 vs $59 annually, a gap of $53 per year that compounds over a long holding period.
Holdings Overlap
SCHD and TPFG share 0 holdings out of 150 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TPFG?
SCHD has an expense ratio of 0.06% while TPFG charges 0.59%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
What is the holdings overlap between SCHD and TPFG?
SCHD and TPFG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 150 unique securities.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.