IVV vs TPFG

IVV vs TPFG

Which is better, IVV or TPFG?

Large Cap Blend against Large Cap Growth.

IVV has a lower expense ratio. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 39.2%.

Lower Fees: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVTPFG
Expense Ratio0.03%Best0.59%
AUM$876.4B$37M
Dividend Yield1.06%0.00%
Holdings50851
YTD Return+12.39%Best+1.01%
1Y Return+16.61%-
3Y Return (annualized)+21.38%-
5Y Return (annualized)+13.51%-
Top 10 Weight37.8%Best39.2%
Fund FamilyiShares by BlackRock (US)Timothy Plan
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionMay 15, 2000May 5, 2026

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

IVV vs TPFG growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IVV vs TPFG Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Timothy Plan Free Cash Flow Growth ETF (TPFG) is an ETF from Timothy Plan. Year to date, IVV is up 12.39% versus a gain of 1.01% for TPFG.

Past performance does not guarantee future results.

Fees and Cost Over Time

IVV charges 0.03% per year while TPFG charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for TPFG.

Holdings Overlap

IVV already in TPFG9.0%
TPFG already in IVV82.2%

9.0% of IVV's money is in holdings TPFG also owns. 82.2% of TPFG's money is in holdings IVV also owns.

Most of TPFG is already inside IVV. Owning both mostly buys the same companies twice.

36 positions in common, counted across the 490 positions we hold weights for in IVV and 50 in TPFG, against full books of 508 and 51.

What only one of them owns

Our book lists 11 positions for TPFG that do not appear in our book for IVV (12.2% of the fund), and 446 for IVV that do not appear in TPFG (89.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in TPFGDifference
AVGOBroadcom Inc2.65%3.40%0.75%
NEMNewmont Corp Common0.20%5.54%5.34%
COSTCostco Wholesale Corp.0.63%4.26%3.63%
NOWServicenow, Inc0.23%4.27%4.04%
CATCaterpillar, Inc.0.55%3.54%2.99%
PANWPalo Alto Networks, Inc0.47%3.61%3.14%
ANETArista Networks Inc Common Stock0.30%3.75%3.45%
GEVGe Vernova, Inc.0.36%3.60%3.24%
APHAmphenol Corp. Class A0.29%3.67%3.38%
FIXComfort Systems USA Inc.0.08%3.52%3.44%

82.2% of TPFG is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVTPFG

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Frequently Asked Questions

Which is cheaper, IVV or TPFG?

IVV has an expense ratio of 0.03% while TPFG charges 0.59%. IVV is the cheaper option, by $56 a year on a $10,000 investment.

What is the holdings overlap between IVV and TPFG?

82.2% of TPFG's money is in holdings IVV also owns. 82.2% of TPFG's is in holdings IVV also owns. They hold 36 positions in common, counted across the 490 positions we hold weights for in IVV and 50 in TPFG.

Which pays a higher dividend, IVV or TPFG?

IVV yields 1.06% while TPFG yields 0.00%, so IVV currently pays the higher dividend yield.

Is TPFG better than IVV?

IVV has a lower expense ratio. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 39.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.