QQQ vs TPFG
Invesco QQQ Trust, Series 1 vs Timothy Plan Free Cash Flow Growth ETF
Which is better, QQQ or TPFG?
QQQ costs less.
QQQ has a lower expense ratio. TPFG is less concentrated, with 39.2% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TPFG |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.59% |
| AUM | $483.5B | $37M |
| Dividend Yield | 0.44% | 0.00% |
| Holdings | 107 | 51 |
| YTD Return | +17.95%Best | +1.01% |
| 1Y Return | +21.77% | - |
| 3Y Return (annualized) | +25.63% | - |
| 5Y Return (annualized) | +15.24% | - |
| Top 10 Weight | 46.5% | 39.2%Best |
| Fund Family | Invesco (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Growth |
| Inception | Mar 10, 1999 | May 5, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
QQQ vs TPFG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs TPFG Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Timothy Plan Free Cash Flow Growth ETF (TPFG) is an ETF from Timothy Plan. Year to date, QQQ is up 17.95% versus a gain of 1.01% for TPFG.
Past performance does not guarantee future results.
Fees and Cost Over Time
QQQ charges 0.18% per year while TPFG charges 0.59%. On a $10,000 position that is $18 vs $59 annually, a gap of $41 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.00% for TPFG.
Holdings Overlap
13.9% of QQQ's money is in holdings TPFG also owns. 35.9% of TPFG's money is in holdings QQQ also owns.
The two portfolios partly overlap.
18 positions in common, counted across the 102 positions we hold weights for in QQQ and 50 in TPFG, against full books of 107 and 51.
What only one of them owns
Our book lists 29 positions for TPFG that do not appear in our book for QQQ (58.4% of the fund), and 78 for QQQ that do not appear in TPFG (83.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in TPFG | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 3.16% | 3.40% | 0.24% |
| COSTCostco Wholesale Corp. | 1.84% | 4.26% | 2.42% |
| PANWPalo Alto Networks, Inc | 1.30% | 3.61% | 2.31% |
| PLTRPalantir Technologies Inc | 1.60% | 2.48% | 0.88% |
| ISRGIntuitive Surgical Inc. | 0.58% | 3.37% | 2.79% |
| KLACKla Corp | 1.11% | 2.79% | 1.68% |
| WDCWestern Digital Corp Company Guar 11/28 3 | 0.79% | 2.87% | 2.08% |
| CTASCintas Corp. | 0.35% | 2.44% | 2.09% |
| APPAppLovin Corp. Com Cl A | 0.56% | 2.06% | 1.50% |
| FTNTFortinet Inc | 0.53% | 1.63% | 1.10% |
35.9% of TPFG is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TPFG?
QQQ has an expense ratio of 0.18% while TPFG charges 0.59%. QQQ is the cheaper option, by $41 a year on a $10,000 investment.
What is the holdings overlap between QQQ and TPFG?
35.9% of TPFG's money is in holdings QQQ also owns. 35.9% of TPFG's is in holdings QQQ also owns. They hold 18 positions in common, counted across the 102 positions we hold weights for in QQQ and 50 in TPFG.
Which pays a higher dividend, QQQ or TPFG?
QQQ yields 0.44% while TPFG yields 0.00%, so QQQ currently pays the higher dividend yield.
Is TPFG better than QQQ?
QQQ has a lower expense ratio. TPFG is less concentrated, with 39.2% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.