TQQY vs VTI
GraniteShares YieldBOOST QQQ ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TQQY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.15% | 0.03% | |
| AUM | $6M | $666.9B | |
| Dividend Yield | 62.05% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +4.66% | +13.14% | |
| 1Y Return | +8.66% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 22.7% | 15.3% | |
| Max Drawdown | -21.8% | -56.6% | |
| Fund Family | GraniteShares | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Feb 26, 2025 | May 24, 2001 |
TQQY vs VTI Performance
GraniteShares YieldBOOST QQQ ETF (TQQY) is a ETF from GraniteShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TQQY returned +8.66% while VTI returned +22.35%. Year to date, TQQY is up 4.66% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
TQQY has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.8% for TQQY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TQQY charges 1.15% per year while VTI charges 0.03%. On a $10,000 position that is $115 vs $3 annually, a gap of $112 per year that compounds over a long holding period. On income, TQQY currently yields 62.05% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, TQQY or VTI?
TQQY has an expense ratio of 1.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $112 per year of difference.
Which performed better, TQQY or VTI?
Over the past year TQQY returned +8.66% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TQQY annualized +8.50% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, TQQY or VTI?
TQQY has been the more volatile fund at 22.7% annualized versus 15.3% for VTI. Worst drawdown: TQQY -21.8% vs VTI -56.6%.
Should I hold both TQQY and VTI?
TQQY and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, TQQY or VTI?
TQQY yields 62.05% while VTI yields 1.07%, so TQQY currently pays the higher dividend yield.
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