SCHD vs TRUU
Schwab US Dividend Equity ETF vs VanEck Utilities TruSector ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TRUU | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.10% | |
| AUM | $108.7B | $245,363.63 | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 31 | |
| YTD Return | +28.63% | -2.95% | |
| 1Y Return | +32.53% | - | |
| 3Y Return (annualized) | +16.97% | - | |
| 5Y Return (annualized) | +10.47% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -6.9% | |
| Fund Family | Charles Schwab Asset Management | VanEck | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jul 7, 2026 |
SCHD vs TRUU Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Utilities TruSector ETF (TRUU) is a ETF from VanEck. Year to date, SCHD is up 28.63% versus a loss of 2.95% for TRUU.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -6.9% for TRUU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUU charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for TRUU.
Holdings Overlap
SCHD and TRUU share 0 holdings out of 131 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TRUU?
SCHD has an expense ratio of 0.06% while TRUU charges 0.10%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
What is the holdings overlap between SCHD and TRUU?
SCHD and TRUU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 131 unique securities.
Which pays a higher dividend, SCHD or TRUU?
SCHD yields 3.13% while TRUU yields 0.00%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.