SCHD vs TSCZ
Schwab US Dividend Equity ETF vs T. Rowe Price Securitized Income ETF
Which is better, SCHD or TSCZ?
SCHD costs less.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TSCZ |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.20% |
| AUM | $111.6B | $93M |
| Dividend Yield | 3.24% | 0.13% |
| Holdings | 206 | 37 |
| YTD Return | +30.31%Best | -0.16% |
| 1Y Return | +35.06% | - |
| 3Y Return (annualized) | +19.45% | - |
| 5Y Return (annualized) | +10.11% | - |
| Fund Family | Charles Schwab Asset Management | T.Rowe Price |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Sep 2, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs TSCZ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TSCZ Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and T. Rowe Price Securitized Income ETF (TSCZ) is an ETF from T.Rowe Price. Year to date, SCHD is up 30.31% versus a loss of 0.16% for TSCZ.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while TSCZ charges 0.20%. On a $10,000 position that is $6 vs $20 annually, a gap of $14 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.13% for TSCZ.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 37 in TSCZ, totalling 99.8% and 13.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 37 in TSCZ, against full books of 206 and 37.
You are not choosing between two funds in isolation.
Whichever of SCHD and TSCZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TSCZ?
SCHD has an expense ratio of 0.06% while TSCZ charges 0.20%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which pays a higher dividend, SCHD or TSCZ?
SCHD yields 3.24% while TSCZ yields 0.13%, so SCHD currently pays the higher dividend yield.
Is TSCZ better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.