SCHD vs TSYY

SCHD vs TSYY
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTSYYWinner
Expense Ratio0.06%1.15%
AUM$112.2B$62M
Dividend Yield3.13%40.45%
Holdings1036
YTD Return+27.60%-17.55%
1Y Return+29.63%-12.97%
3Y Return (annualized)+16.43%-
5Y Return (annualized)+10.05%-
Volatility (annualized)13.6%27.5%
Max Drawdown-33.4%-33.0%
Fund FamilyCharles Schwab Asset ManagementGraniteShares
CategoryEquityEquity
InceptionOct 20, 2011Dec 18, 2024

SCHD vs TSYY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and GraniteShares YieldBOOST TSLA ETF (TSYY) is a ETF from GraniteShares. Over the past year SCHD returned +29.63% while TSYY returned -12.97%. Year to date, SCHD is up 27.60% versus a loss of 17.55% for TSYY.

Risk: Volatility and Drawdowns

TSYY has been the more volatile fund, with annualized monthly volatility of 27.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.0% for TSYY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.20. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while TSYY charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 40.45% for TSYY.

Frequently Asked Questions

Which is cheaper, SCHD or TSYY?

SCHD has an expense ratio of 0.06% while TSYY charges 1.15%. SCHD is the cheaper option. On a $10,000 investment, that is $109 per year of difference.

Which performed better, SCHD or TSYY?

Over the past year SCHD returned +29.63% vs -12.97% for TSYY, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.54% vs +4.96% for TSYY. Past performance does not guarantee future results.

Which is riskier, SCHD or TSYY?

TSYY has been the more volatile fund at 27.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TSYY -33.0%.

Should I hold both SCHD and TSYY?

SCHD and TSYY have a monthly-return correlation of -0.20, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SCHD or TSYY?

SCHD yields 3.13% while TSYY yields 40.45%, so TSYY currently pays the higher dividend yield.

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