SCHD vs TSYY

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTSYYWinner
Expense Ratio0.06%1.15%
AUM$103.7B$63M
Dividend Yield3.31%34.75%
Holdings1046
YTD Return+25.62%-20.57%
1Y Return+32.62%-15.04%
3Y Return (annualized)+15.58%-
5Y Return (annualized)+9.63%-
Volatility (annualized)13.6%28.2%
Max Drawdown-33.4%-33.0%
Fund FamilyCharles Schwab Asset ManagementGraniteShares
CategoryEquityEquity
InceptionOct 20, 2011Dec 18, 2024

SCHD vs TSYY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and GraniteShares YieldBOOST TSLA ETF (TSYY) is a ETF from GraniteShares. Over the past year SCHD returned +32.62% while TSYY returned -15.04%. Year to date, SCHD is up 25.62% versus a loss of 20.57% for TSYY.

Risk: Volatility and Drawdowns

TSYY has been the more volatile fund, with annualized monthly volatility of 28.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.0% for TSYY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while TSYY charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 34.75% for TSYY.

Frequently Asked Questions

Which is cheaper, SCHD or TSYY?

SCHD has an expense ratio of 0.06% while TSYY charges 1.15%. SCHD is the cheaper option. On a $10,000 investment, that is $109 per year of difference.

Which performed better, SCHD or TSYY?

Over the past year SCHD returned +32.62% vs -15.04% for TSYY, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +2.78% for TSYY. Past performance does not guarantee future results.

Which is riskier, SCHD or TSYY?

TSYY has been the more volatile fund at 28.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TSYY -33.0%.

Should I hold both SCHD and TSYY?

SCHD and TSYY have a monthly-return correlation of -0.23, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SCHD or TSYY?

SCHD yields 3.31% while TSYY yields 34.75%, so TSYY currently pays the higher dividend yield.

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