SCHD vs UCYB
Schwab US Dividend Equity ETF vs ProShares Ultra Nasdaq Cybersecurity ETF
Which is better, SCHD or UCYB?
Large Cap Value against Trading-Leveraged Equity.
SCHD has a lower expense ratio. UCYB led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UCYB |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $112.1B | $9M |
| Dividend Yield | 3.00% | 1.31% |
| Holdings | 103 | 5 |
| YTD Return | +25.07% | +59.93%Best |
| 1Y Return | +27.61% | +35.62%Best |
| 3Y Return (annualized) | +15.74% | +40.52%Best |
| 5Y Return (annualized) | +9.89% | +12.33%Best |
| Volatility (annualized) | 14.7%Best | 47.8% |
| Max Drawdown | -16.9%Best | -62.9% |
| $10,000 over 5 years | $16,025 | $17,885Best |
| Fund Family | Charles Schwab Asset Management | ProShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Trading-Leveraged Equity |
| Inception | Oct 20, 2011 | Jan 19, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 21, 2021 to Sep 11, 2026 (5.6 years).
SCHD vs UCYB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.6 years both funds cover.
SCHD vs UCYB Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and ProShares Ultra Nasdaq Cybersecurity ETF (UCYB) is an ETF from ProShares. Over the past year SCHD returned +27.61% while UCYB returned +35.62%. Year to date, SCHD is up 25.07% versus a gain of 59.93% for UCYB.
Over three years, SCHD compounded at +15.74% per year against +40.52% for UCYB; over five years the annualized figures are +9.89% and +12.33% respectively. Across the full 6-year window we track, UCYB has the edge at +14.53% annualized vs +11.79%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UCYB has been the more volatile fund, with annualized monthly volatility of 47.8% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -62.9% for UCYB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.23. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while UCYB charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.31% for UCYB.
You are not choosing between two funds in isolation.
Whichever of SCHD and UCYB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UCYB?
SCHD has an expense ratio of 0.06% while UCYB charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or UCYB?
Over the past year SCHD returned +27.61% vs +35.62% for UCYB, so UCYB leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +11.79% vs +14.53% for UCYB. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or UCYB?
UCYB has been the more volatile fund at 47.8% annualized versus 14.7% for SCHD. Worst drawdown: SCHD -16.9% vs UCYB -62.9%.
Should I hold both SCHD and UCYB?
SCHD and UCYB have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or UCYB?
SCHD yields 3.00% while UCYB yields 1.31%, so SCHD currently pays the higher dividend yield.
Is UCYB better than SCHD?
SCHD has a lower expense ratio. UCYB led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.