SCHD vs UCYB
Schwab US Dividend Equity ETF vs ProShares Ultra Nasdaq Cybersecurity ETF
Quick Verdict
SCHD has a lower expense ratio. UCYB delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | UCYB | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.95% | |
| AUM | $103.7B | $7M | |
| Dividend Yield | 3.31% | 1.58% | |
| Holdings | 104 | 6 | |
| YTD Return | +25.58% | +84.59% | |
| 1Y Return | +31.06% | +70.11% | |
| 3Y Return (annualized) | +15.55% | +50.28% | |
| 5Y Return (annualized) | +9.61% | +17.48% | |
| Volatility (annualized) | 13.6% | 47.9% | |
| Max Drawdown | -33.4% | -62.9% | |
| Fund Family | Charles Schwab Asset Management | ProShares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Jan 19, 2021 |
SCHD vs UCYB Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Ultra Nasdaq Cybersecurity ETF (UCYB) is a ETF from ProShares. Over the past year SCHD returned +31.06% while UCYB returned +70.11%. Year to date, SCHD is up 25.58% versus a gain of 84.59% for UCYB.
Over three years, SCHD compounded at +15.55% per year against +50.28% for UCYB; over five years the annualized figures are +9.61% and +17.48% respectively. Across the full 6-year window we track, UCYB has the edge at +17.76% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UCYB has been the more volatile fund, with annualized monthly volatility of 47.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -62.9% for UCYB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UCYB charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.58% for UCYB.
Frequently Asked Questions
Which is cheaper, SCHD or UCYB?
SCHD has an expense ratio of 0.06% while UCYB charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, SCHD or UCYB?
Over the past year SCHD returned +31.06% vs +70.11% for UCYB, so UCYB leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +11.46% vs +17.76% for UCYB. Past performance does not guarantee future results.
Which is riskier, SCHD or UCYB?
UCYB has been the more volatile fund at 47.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UCYB -62.9%.
Should I hold both SCHD and UCYB?
SCHD and UCYB have a monthly-return correlation of 0.22, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or UCYB?
SCHD yields 3.31% while UCYB yields 1.58%, so SCHD currently pays the higher dividend yield.
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