SCHD vs UFO

Quick Verdict

SCHD has a lower expense ratio. UFO delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: UFOMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDUFOWinner
Expense Ratio0.06%0.94%
AUM$103.7B$595M
Dividend Yield3.31%0.29%
Holdings10451
YTD Return+26.21%+20.36%
1Y Return+29.99%+57.16%
3Y Return (annualized)+15.73%+36.96%
5Y Return (annualized)+9.67%+11.98%
Volatility (annualized)13.6%32.5%
Max Drawdown-33.4%-50.3%
Fund FamilyCharles Schwab Asset ManagementProcure ETFs
CategoryEquityEquity
InceptionOct 20, 2011Apr 10, 2019

SCHD vs UFO Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Procure Space ETF (UFO) is a ETF from Procure ETFs. Over the past year SCHD returned +29.99% while UFO returned +57.16%. Year to date, SCHD is up 26.21% versus a gain of 20.36% for UFO.

Over three years, SCHD compounded at +15.73% per year against +36.96% for UFO; over five years the annualized figures are +9.67% and +11.98% respectively. Across the full 7-year window we track, SCHD has the edge at +11.50% annualized vs +10.62%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UFO has been the more volatile fund, with annualized monthly volatility of 32.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -50.3% for UFO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while UFO charges 0.94%. On a $10,000 position that is $6 vs $94 annually, a gap of $88 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.29% for UFO.

Holdings Overlap

2.8%overlap

SCHD and UFO share 2 holdings out of 148 unique holdings combined, representing a 2.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in UFODifference
LMT2.66%1.65%1.01%
CMCSA2.19%1.10%1.09%

Frequently Asked Questions

Which is cheaper, SCHD or UFO?

SCHD has an expense ratio of 0.06% while UFO charges 0.94%. SCHD is the cheaper option. On a $10,000 investment, that is $88 per year of difference.

Which performed better, SCHD or UFO?

Over the past year SCHD returned +29.99% vs +57.16% for UFO, so UFO leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.50% vs +10.62% for UFO. Past performance does not guarantee future results.

Which is riskier, SCHD or UFO?

UFO has been the more volatile fund at 32.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UFO -50.3%.

Should I hold both SCHD and UFO?

SCHD and UFO have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and UFO?

SCHD and UFO share 2 common holdings with a 2.8% weight overlap. Combined, they hold 148 unique securities.

Which pays a higher dividend, SCHD or UFO?

SCHD yields 3.31% while UFO yields 0.29%, so SCHD currently pays the higher dividend yield.

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