SCHD vs UNHW
Schwab US Dividend Equity ETF vs Roundhill UNH WeeklyPay ETF
Which is better, SCHD or UNHW?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UNHW |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.99% |
| AUM | $112.1B | $6M |
| Dividend Yield | 3.00% | 27.17% |
| Holdings | 103 | 5 |
| YTD Return | +25.84%Best | -3.70% |
| 1Y Return | +30.18% | - |
| 3Y Return (annualized) | +16.08% | - |
| 5Y Return (annualized) | +9.97% | - |
| Fund Family | Charles Schwab Asset Management | Roundhill Investments |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Dec 3, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs UNHW growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs UNHW Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Roundhill UNH WeeklyPay ETF (UNHW) is an ETF from Roundhill Investments. Year to date, SCHD is up 25.84% versus a loss of 3.70% for UNHW.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while UNHW charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 27.17% for UNHW.
Holdings Overlap
At least 3.8% of SCHD's money is in holdings UNHW also owns.
Stated as a floor: for UNHW, our book for it covers 11.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and UNHW share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 2 in UNHW, against full books of 103 and 5.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in UNHW | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 3.82% | 10.44% | 6.62% |
You are not choosing between two funds in isolation.
Whichever of SCHD and UNHW you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UNHW?
SCHD has an expense ratio of 0.06% while UNHW charges 0.99%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
What is the holdings overlap between SCHD and UNHW?
At least 3.8% of SCHD's money is in holdings UNHW also owns. Our book for UNHW is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 2 in UNHW.
Which pays a higher dividend, SCHD or UNHW?
SCHD yields 3.00% while UNHW yields 27.17%, so UNHW currently pays the higher dividend yield.
Is UNHW better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.