SCHD vs UNHW
Schwab US Dividend Equity ETF vs Roundhill UNH WeeklyPay ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | UNHW | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.99% | |
| AUM | $108.7B | $7M | |
| Dividend Yield | 3.13% | 21.96% | |
| Holdings | 104 | 5 | |
| YTD Return | +28.63% | +1.81% | |
| 1Y Return | +32.53% | - | |
| 3Y Return (annualized) | +16.97% | - | |
| 5Y Return (annualized) | +10.47% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -32.3% | |
| Fund Family | Charles Schwab Asset Management | Roundhill Investments | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Dec 3, 2025 |
SCHD vs UNHW Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Roundhill UNH WeeklyPay ETF (UNHW) is a ETF from Roundhill Investments. Year to date, SCHD is up 28.63% versus a gain of 1.81% for UNHW.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -32.3% for UNHW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while UNHW charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 21.96% for UNHW.
Holdings Overlap
SCHD and UNHW share 1 holdings out of 101 unique holdings combined, representing a 4.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in UNHW | Difference |
|---|---|---|---|
| UNH | 4.11% | 27.87% | 23.76% |
Frequently Asked Questions
Which is cheaper, SCHD or UNHW?
SCHD has an expense ratio of 0.06% while UNHW charges 0.99%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
What is the holdings overlap between SCHD and UNHW?
SCHD and UNHW share 1 common holdings with a 4.1% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or UNHW?
SCHD yields 3.13% while UNHW yields 21.96%, so UNHW currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.