UNHW vs VTI

UNHW vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricUNHWVTIWinner
Expense Ratio0.99%0.03%
AUM$7M$666.9B
Dividend Yield21.96%1.07%
Holdings53,543
YTD Return+4.00%+13.12%
1Y Return-+20.82%
3Y Return (annualized)-+21.43%
5Y Return (annualized)-+11.84%
Volatility (annualized)-15.3%
Max Drawdown-32.3%-56.6%
Fund FamilyRoundhill InvestmentsVanguard (US)
CategoryAlternativeEquity
InceptionDec 3, 2025May 24, 2001

UNHW vs VTI Performance

Roundhill UNH WeeklyPay ETF (UNHW) is a ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, UNHW is up 4.00% versus a gain of 13.12% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -32.3% for UNHW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

UNHW charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, UNHW currently yields 21.96% against 1.07% for VTI.

Holdings Overlap

0.5%overlap

UNHW and VTI share 1 holdings out of 2788 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in UNHWWeight in VTIDifference
UNH27.87%0.52%27.35%

Frequently Asked Questions

Which is cheaper, UNHW or VTI?

UNHW has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.

What is the holdings overlap between UNHW and VTI?

UNHW and VTI share 1 common holdings with a 0.5% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, UNHW or VTI?

UNHW yields 21.96% while VTI yields 1.07%, so UNHW currently pays the higher dividend yield.

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