UNHW vs VTI
Roundhill UNH WeeklyPay ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, UNHW or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UNHW | VTI |
|---|---|---|
| Expense Ratio | 0.99% | 0.03%Best |
| AUM | $5M | $689.2B |
| Dividend Yield | 32.16% | 1.06% |
| Holdings | 11 | 3,542 |
| YTD Return | -0.78% | +11.74%Best |
| 1Y Return | -1.82% | +12.21%Best |
| 3Y Return (annualized) | - | +21.24% |
| 5Y Return (annualized) | - | +10.57% |
| Fund Family | Roundhill Investments | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Dec 3, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
UNHW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
UNHW vs VTI Performance
Roundhill UNH WeeklyPay ETF (UNHW) is an ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year UNHW returned -1.82% while VTI returned +12.21%. Year to date, UNHW is down 0.78% versus a gain of 11.74% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
UNHW charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, UNHW currently yields 32.16% against 1.06% for VTI.
Holdings Overlap
At least 0.5% of VTI's money is in holdings UNHW also owns.
Stated as a floor: for UNHW, our book for it covers 17.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 2 positions we hold weights for in UNHW and 3,464 in VTI, against full books of 11 and 3,542.
Top Shared Holdings
| Stock | Weight in UNHW | Weight in VTI | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 11.86% | 0.45% | 11.41% |
You are not choosing between two funds in isolation.
Whichever of UNHW and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UNHW or VTI?
UNHW has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, UNHW or VTI?
Over the past year UNHW returned -1.82% vs +12.21% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, UNHW or VTI?
UNHW yields 32.16% while VTI yields 1.06%, so UNHW currently pays the higher dividend yield.
Is VTI better than UNHW?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.