SCHD vs UTSL
Schwab US Dividend Equity ETF vs Direxion Daily Utilities Bull 3X ETF
Which is better, SCHD or UTSL?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UTSL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.97% |
| AUM | $112.1B | $48M |
| Dividend Yield | 3.00% | 1.97% |
| Holdings | 103 | 40 |
| YTD Return | +24.23%Best | -17.42% |
| 1Y Return | +27.90%Best | -11.59% |
| 3Y Return (annualized) | +15.55%Best | +15.48% |
| 5Y Return (annualized) | +9.97%Best | +3.67% |
| Volatility (annualized) | 15.8%Best | 47.8% |
| Max Drawdown | -33.4%Best | -79.5% |
| $10,000 over 5 years | $16,083Best | $11,975 |
| Fund Family | Charles Schwab Asset Management | Direxion Shares ETF Trust |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | May 3, 2017 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 3, 2017 to Sep 17, 2026 (9.4 years).
SCHD vs UTSL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.4 years both funds cover.
SCHD vs UTSL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Direxion Daily Utilities Bull 3X ETF (UTSL) is an ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +27.90% while UTSL returned -11.59%. Year to date, SCHD is up 24.23% versus a loss of 17.42% for UTSL.
Over three years, SCHD compounded at +15.55% per year against +15.48% for UTSL; over five years the annualized figures are +9.97% and +3.67% respectively. Across the full 9-year window we track, SCHD has the edge at +11.44% annualized vs +4.58%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UTSL has been the more volatile fund, with annualized monthly volatility of 47.8% compared with 15.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -79.5% for UTSL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while UTSL charges 0.97%. On a $10,000 position that is $6 vs $97 annually, a gap of $91 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.97% for UTSL.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 34 in UTSL, totalling 100.0% and 81.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 34 in UTSL, against full books of 103 and 40.
You are not choosing between two funds in isolation.
Whichever of SCHD and UTSL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UTSL?
SCHD has an expense ratio of 0.06% while UTSL charges 0.97%. SCHD is the cheaper option, by $91 a year on a $10,000 investment.
Which performed better, SCHD or UTSL?
Over the past year SCHD returned +27.90% vs -11.59% for UTSL, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), SCHD annualized +11.44% vs +4.58% for UTSL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or UTSL?
UTSL has been the more volatile fund at 47.8% annualized versus 15.8% for SCHD. Worst drawdown: SCHD -33.4% vs UTSL -79.5%.
Should I hold both SCHD and UTSL?
SCHD and UTSL have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or UTSL?
SCHD yields 3.00% while UTSL yields 1.97%, so SCHD currently pays the higher dividend yield.
Is UTSL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.