SCHD vs UUPP
Schwab US Dividend Equity ETF vs Principal CLO ETF
Which is better, SCHD or UUPP?
Large Cap Value against Bank Loan.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UUPP |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.19% |
| AUM | $108.9B | $15M |
| Dividend Yield | 3.00% | 0.94% |
| Holdings | 206 | 62 |
| YTD Return | +20.89%Best | +0.06% |
| 1Y Return | +23.87% | - |
| 3Y Return (annualized) | +16.42% | - |
| 5Y Return (annualized) | +9.40% | - |
| Fund Family | Charles Schwab Asset Management | Principal Funds |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Bank Loan |
| Inception | Oct 20, 2011 | May 21, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs UUPP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs UUPP Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Principal CLO ETF (UUPP) is an ETF from Principal Funds. Year to date, SCHD is up 20.89% versus a gain of 0.06% for UUPP.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while UUPP charges 0.19%. On a $10,000 position that is $6 vs $19 annually, a gap of $13 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.94% for UUPP.
Holdings Overlap
At least 0.1% of SCHD's money is in holdings UUPP also owns.
Stated as a floor: for UUPP, our book for it covers 0.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 99 positions we hold weights for in SCHD and 1 in UUPP, against full books of 206 and 62.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in UUPP | Difference |
|---|---|---|---|
| GVMXXState Street Institutional US Government Money Market Fund | 0.05% | 0.05% | 0.00% |
You are not choosing between two funds in isolation.
Whichever of SCHD and UUPP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UUPP?
SCHD has an expense ratio of 0.06% while UUPP charges 0.19%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.
Which pays a higher dividend, SCHD or UUPP?
SCHD yields 3.00% while UUPP yields 0.94%, so SCHD currently pays the higher dividend yield.
Is UUPP better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.