SCHD vs VDI
Schwab US Dividend Equity ETF vs Virtus International Dividend ETF
Quick Verdict
SCHD has a lower expense ratio. VDI offers more diversification with 126 holdings.
Side-by-Side Comparison
| Metric | SCHD | VDI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.39% | |
| AUM | $108.7B | $17M | |
| Dividend Yield | 3.13% | 2.27% | |
| Holdings | 104 | 126 | |
| YTD Return | +26.50% | +18.91% | |
| 1Y Return | +31.25% | - | |
| 3Y Return (annualized) | +16.34% | - | |
| 5Y Return (annualized) | +10.10% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -10.4% | |
| Fund Family | Charles Schwab Asset Management | Virtus Investment Partners | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Dec 2, 2025 |
SCHD vs VDI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Virtus International Dividend ETF (VDI) is a ETF from Virtus Investment Partners. Year to date, SCHD is up 26.50% versus a gain of 18.91% for VDI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -10.4% for VDI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while VDI charges 0.39%. On a $10,000 position that is $6 vs $39 annually, a gap of $33 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 2.27% for VDI.
Holdings Overlap
SCHD and VDI share 0 holdings out of 214 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VDI?
SCHD has an expense ratio of 0.06% while VDI charges 0.39%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
What is the holdings overlap between SCHD and VDI?
SCHD and VDI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 214 unique securities.
Which pays a higher dividend, SCHD or VDI?
SCHD yields 3.13% while VDI yields 2.27%, so SCHD currently pays the higher dividend yield.
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