VDI vs VTI

VDI vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVDIVTIWinner
Expense Ratio0.39%0.03%
AUM$17M$666.9B
Dividend Yield2.27%1.07%
Holdings1263,543
YTD Return+18.68%+12.65%
1Y Return-+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)-15.3%
Max Drawdown-10.4%-56.6%
Fund FamilyVirtus Investment PartnersVanguard (US)
CategoryEquityEquity
InceptionDec 2, 2025May 24, 2001

VDI vs VTI Performance

Virtus International Dividend ETF (VDI) is a ETF from Virtus Investment Partners and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VDI is up 18.68% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -10.4% for VDI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VDI charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, VDI currently yields 2.27% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

VDI and VTI share 1 holdings out of 2900 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VDIWeight in VTIDifference
KR0.02%0.04%0.02%

Frequently Asked Questions

Which is cheaper, VDI or VTI?

VDI has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

What is the holdings overlap between VDI and VTI?

VDI and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2900 unique securities.

Which pays a higher dividend, VDI or VTI?

VDI yields 2.27% while VTI yields 1.07%, so VDI currently pays the higher dividend yield.

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