Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDVELLWinner
Expense Ratio0.06%1.31%
AUM$103.7B$1M
Dividend Yield3.31%0.00%
Holdings1041
YTD Return+24.26%-58.56%
1Y Return+31.38%-
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-94.9%
Fund FamilyCharles Schwab Asset ManagementDefiance ETFs, LLC
CategoryEquityAlternative
InceptionOct 20, 2011Jun 4, 2026

SCHD vs VELL Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Defiance Daily Target 2x Long VELO ETF (VELL) is a ETF from Defiance ETFs, LLC. Year to date, SCHD is up 24.26% versus a loss of 58.56% for VELL.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -94.9% for VELL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while VELL charges 1.31%. On a $10,000 position that is $6 vs $131 annually, a gap of $125 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for VELL.

Holdings Overlap

0.0%overlap

SCHD and VELL share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or VELL?

SCHD has an expense ratio of 0.06% while VELL charges 1.31%. SCHD is the cheaper option. On a $10,000 investment, that is $125 per year of difference.

What is the holdings overlap between SCHD and VELL?

SCHD and VELL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or VELL?

SCHD yields 3.31% while VELL yields 0.00%, so SCHD currently pays the higher dividend yield.

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