SCHD vs VUSE
Schwab US Dividend Equity ETF vs Vident US Equity Strategy ETF
Which is better, SCHD or VUSE?
Large Cap Value against Mid Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window, VUSE over 5Y. VUSE is less concentrated, with 27.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VUSE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $112.1B | $679M |
| Dividend Yield | 3.00% | 0.45% |
| Holdings | 103 | 128 |
| YTD Return | +23.46%Best | +9.43% |
| 1Y Return | +27.20%Best | +8.28% |
| 3Y Return (annualized) | +15.41%Best | +15.39% |
| 5Y Return (annualized) | +10.16% | +12.19%Best |
| Volatility (annualized) | 14.4%Best | 17.2% |
| Max Drawdown | -33.4%Best | -45.5% |
| $10,000 over 5 years | $16,223 | $17,773Best |
| Top 10 Weight | 41.8% | 27.4%Best |
| Fund Family | Charles Schwab Asset Management | Vident Financial |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Value |
| Inception | Oct 20, 2011 | Jan 22, 2014 |
Volatility and max drawdown are measured over the window both funds cover: Jan 22, 2014 to Sep 18, 2026 (12.7 years).
SCHD vs VUSE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.7 years both funds cover.
SCHD vs VUSE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vident US Equity Strategy ETF (VUSE) is an ETF from Vident Financial. Over the past year SCHD returned +27.20% while VUSE returned +8.28%. Year to date, SCHD is up 23.46% versus a gain of 9.43% for VUSE.
Over three years, SCHD compounded at +15.41% per year against +15.39% for VUSE; over five years the annualized figures are +10.16% and +12.19% respectively. Across the full 13-year window we track, SCHD has the edge at +10.08% annualized vs +9.17%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VUSE has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 14.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -45.5% for VUSE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VUSE charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.45% for VUSE.
Holdings Overlap
12.3% of SCHD's money is in holdings VUSE also owns. 4.0% of VUSE's money is in holdings SCHD also owns.
SCHD and VUSE share little of their money.
5 positions in common, counted across the 100 positions we hold weights for in SCHD and 123 in VUSE, against full books of 103 and 128.
What only one of them owns
Our book lists 117 positions for VUSE that do not appear in our book for SCHD (95.4% of the fund), and 94 for SCHD that do not appear in VUSE (87.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and VUSE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VUSE?
SCHD has an expense ratio of 0.06% while VUSE charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or VUSE?
Over the past year SCHD returned +27.20% vs +8.28% for VUSE, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), SCHD annualized +10.08% vs +9.17% for VUSE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VUSE?
VUSE has been the more volatile fund at 17.2% annualized versus 14.4% for SCHD. Worst drawdown: SCHD -33.4% vs VUSE -45.5%.
Should I hold both SCHD and VUSE?
SCHD and VUSE have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and VUSE?
12.3% of SCHD's money is in holdings VUSE also owns. 4.0% of VUSE's is in holdings SCHD also owns. They hold 5 positions in common, counted across the 100 positions we hold weights for in SCHD and 123 in VUSE.
Which pays a higher dividend, SCHD or VUSE?
SCHD yields 3.00% while VUSE yields 0.45%, so SCHD currently pays the higher dividend yield.
Is VUSE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window, VUSE over 5Y. VUSE is less concentrated, with 27.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.