SCHD vs WCEO

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. WCEO offers more diversification with 152 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: WCEO

Side-by-Side Comparison

MetricSCHDWCEOWinner
Expense Ratio0.06%0.85%
AUM$103.7B$10M
Dividend Yield3.31%0.55%
Holdings104155
YTD Return+25.58%+19.52%
1Y Return+31.06%+26.70%
3Y Return (annualized)+15.55%+15.27%
5Y Return (annualized)+9.61%-
Volatility (annualized)13.6%16.3%
Max Drawdown-33.4%-25.9%
Fund FamilyCharles Schwab Asset ManagementHypatia Invest
CategoryEquityEquity
InceptionOct 20, 2011Jan 6, 2023

SCHD vs WCEO Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Hypatia Women CEO ETF (WCEO) is a ETF from Hypatia Invest. Over the past year SCHD returned +31.06% while WCEO returned +26.70%. Year to date, SCHD is up 25.58% versus a gain of 19.52% for WCEO.

Over three years, SCHD compounded at +15.55% per year against +15.27% for WCEO. Across the full 4-year window we track, WCEO has the edge at +13.76% annualized vs +11.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WCEO has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -25.9% for WCEO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while WCEO charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.55% for WCEO.

Holdings Overlap

3.2%overlap

SCHD and WCEO share 9 holdings out of 243 unique holdings combined, representing a 3.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in WCEODifference
ADP2.54%0.56%1.98%
ACN2.24%0.81%1.43%
UPS2.25%0.62%1.63%
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Frequently Asked Questions

Which is cheaper, SCHD or WCEO?

SCHD has an expense ratio of 0.06% while WCEO charges 0.85%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.

Which performed better, SCHD or WCEO?

Over the past year SCHD returned +31.06% vs +26.70% for WCEO, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.46% vs +13.76% for WCEO. Past performance does not guarantee future results.

Which is riskier, SCHD or WCEO?

WCEO has been the more volatile fund at 16.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WCEO -25.9%.

Should I hold both SCHD and WCEO?

SCHD and WCEO have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and WCEO?

SCHD and WCEO share 9 common holdings with a 3.2% weight overlap. Combined, they hold 243 unique securities.

Which pays a higher dividend, SCHD or WCEO?

SCHD yields 3.31% while WCEO yields 0.55%, so SCHD currently pays the higher dividend yield.

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