SCHD vs WDAI
Schwab US Dividend Equity ETF vs Pacer S&P World 3AI Top 300 ETF
Quick Verdict
SCHD has a lower expense ratio. WDAI offers more diversification with 306 holdings.
Side-by-Side Comparison
| Metric | SCHD | WDAI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.60% | |
| AUM | $108.7B | $1M | |
| Dividend Yield | 3.13% | 0.17% | |
| Holdings | 104 | 306 | |
| YTD Return | +28.63% | +12.12% | |
| 1Y Return | +32.53% | - | |
| 3Y Return (annualized) | +16.97% | - | |
| 5Y Return (annualized) | +10.47% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -6.8% | |
| Fund Family | Charles Schwab Asset Management | Pacer ETFs | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | May 7, 2026 |
SCHD vs WDAI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Pacer S&P World 3AI Top 300 ETF (WDAI) is a ETF from Pacer ETFs. Year to date, SCHD is up 28.63% versus a gain of 12.12% for WDAI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -6.8% for WDAI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while WDAI charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.17% for WDAI.
Holdings Overlap
SCHD and WDAI share 4 holdings out of 386 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or WDAI?
SCHD has an expense ratio of 0.06% while WDAI charges 0.60%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
What is the holdings overlap between SCHD and WDAI?
SCHD and WDAI share 4 common holdings with a 1.5% weight overlap. Combined, they hold 386 unique securities.
Which pays a higher dividend, SCHD or WDAI?
SCHD yields 3.13% while WDAI yields 0.17%, so SCHD currently pays the higher dividend yield.
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