VTI vs WDAI
Vanguard Morningstar Total Stock Market ETF vs Pacer S&P World 3AI Top 300 ETF
Which is better, VTI or WDAI?
Large Cap Blend against Large Cap Growth.
VTI has a lower expense ratio. WDAI is less concentrated, with 7.7% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WDAI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.60% |
| AUM | $666.9B | $1M |
| Dividend Yield | 1.03% | 0.17% |
| Holdings | 3,543 | 305 |
| YTD Return | +12.08% | +12.49%Best |
| 1Y Return | +16.31% | - |
| 3Y Return (annualized) | +20.83% | - |
| 5Y Return (annualized) | +11.89% | - |
| Top 10 Weight | 33.3% | 7.7%Best |
| Fund Family | Vanguard (US) | Pacer ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 24, 2001 | May 7, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs WDAI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs WDAI Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Pacer S&P World 3AI Top 300 ETF (WDAI) is an ETF from Pacer ETFs. Year to date, VTI is up 12.08% versus a gain of 12.49% for WDAI.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while WDAI charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.17% for WDAI.
Holdings Overlap
45.6% of VTI's money is in holdings WDAI also owns. 37.9% of WDAI's money is in holdings VTI also owns.
The two portfolios partly overlap.
86 positions in common, counted across the 3,463 positions we hold weights for in VTI and 295 in WDAI, against full books of 3,543 and 305.
What only one of them owns
Our book lists 12 positions for WDAI that do not appear in our book for VTI (4.0% of the fund), and 1,065 for VTI that do not appear in WDAI (51.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WDAI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.40% | 0.57% | 5.83% |
| AAPLApple, Inc | 6.29% | 0.57% | 5.72% |
| MSFTMicrosoft Corp | 4.79% | 0.57% | 4.22% |
| AMZNAmazon.Com Inc | 3.65% | 0.31% | 3.34% |
| GOOGLAlphabet Inc,class A | 2.90% | 0.35% | 2.55% |
| AVGOBroadcom Inc | 2.56% | 0.51% | 2.05% |
| GOOGAlphabet Inc | 2.31% | 0.26% | 2.05% |
| METAMeta Platforms Inc | 1.70% | 0.54% | 1.16% |
| MUMicron Technology, Inc. | 1.29% | 0.58% | 0.71% |
| AMDAdvanced Micro Devices Inc | 1.08% | 0.53% | 0.55% |
45.6% of VTI is already inside WDAI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WDAI?
VTI has an expense ratio of 0.03% while WDAI charges 0.60%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
What is the holdings overlap between VTI and WDAI?
45.6% of VTI's money is in holdings WDAI also owns. 37.9% of WDAI's is in holdings VTI also owns. They hold 86 positions in common, counted across the 3,463 positions we hold weights for in VTI and 295 in WDAI.
Which pays a higher dividend, VTI or WDAI?
VTI yields 1.03% while WDAI yields 0.17%, so VTI currently pays the higher dividend yield.
Is WDAI better than VTI?
VTI has a lower expense ratio. WDAI is less concentrated, with 7.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.