SCHD vs WEAT

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDWEATWinner
Expense Ratio0.06%1.00%
AUM$103.7B$294M
Dividend Yield3.31%0.00%
Holdings10429
YTD Return+24.26%+19.55%
1Y Return+31.38%+10.44%
3Y Return (annualized)+15.08%-10.42%
5Y Return (annualized)+9.72%-7.56%
Volatility (annualized)13.6%23.0%
Max Drawdown-33.4%-84.3%
Fund FamilyCharles Schwab Asset ManagementTeucrium
CategoryEquityCommodity
InceptionOct 20, 2011Sep 19, 2011

SCHD vs WEAT Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Teucrium Wheat Fund ETF (WEAT) is a ETF from Teucrium. Over the past year SCHD returned +31.38% while WEAT returned +10.44%. Year to date, SCHD is up 24.26% versus a gain of 19.55% for WEAT.

Over three years, SCHD compounded at +15.08% per year against -10.42% for WEAT; over five years the annualized figures are +9.72% and -7.56% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -10.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WEAT has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -84.3% for WEAT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.04. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while WEAT charges 1.00%. On a $10,000 position that is $6 vs $100 annually, a gap of $94 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for WEAT.

Holdings Overlap

0.0%overlap

SCHD and WEAT share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or WEAT?

SCHD has an expense ratio of 0.06% while WEAT charges 1.00%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, SCHD or WEAT?

Over the past year SCHD returned +31.38% vs +10.44% for WEAT, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.39% vs -10.41% for WEAT. Past performance does not guarantee future results.

Which is riskier, SCHD or WEAT?

WEAT has been the more volatile fund at 23.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WEAT -84.3%.

Should I hold both SCHD and WEAT?

SCHD and WEAT have a monthly-return correlation of 0.04, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and WEAT?

SCHD and WEAT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or WEAT?

SCHD yields 3.31% while WEAT yields 0.00%, so SCHD currently pays the higher dividend yield.

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