VTI vs XBTY
Vanguard Morningstar Total Stock Market ETF vs GraniteShares YieldBOOST Bitcoin ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XBTY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.15% | |
| AUM | $666.9B | $11M | |
| Dividend Yield | 1.07% | 201.02% | |
| Holdings | 3,543 | 6 | |
| YTD Return | +14.82% | -22.61% | |
| 1Y Return | +22.43% | -45.56% | |
| 3Y Return (annualized) | +21.93% | - | |
| 5Y Return (annualized) | +12.34% | - | |
| Volatility (annualized) | 15.4% | 30.9% | |
| Max Drawdown | -56.6% | -49.0% | |
| Fund Family | Vanguard (US) | GraniteShares | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | May 12, 2025 |
VTI vs XBTY Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and GraniteShares YieldBOOST Bitcoin ETF (XBTY) is a ETF from GraniteShares. Over the past year VTI returned +22.43% while XBTY returned -45.56%. Year to date, VTI is up 14.82% versus a loss of 22.61% for XBTY.
Risk: Volatility and Drawdowns
XBTY has been the more volatile fund, with annualized monthly volatility of 30.9% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -49.0% for XBTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while XBTY charges 1.15%. On a $10,000 position that is $3 vs $115 annually, a gap of $112 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 201.02% for XBTY.
Frequently Asked Questions
Which is cheaper, VTI or XBTY?
VTI has an expense ratio of 0.03% while XBTY charges 1.15%. VTI is the cheaper option. On a $10,000 investment, that is $112 per year of difference.
Which performed better, VTI or XBTY?
Over the past year VTI returned +22.43% vs -45.56% for XBTY, so VTI leads on 1-year performance. Over the longest common window we track (1 years), VTI annualized +8.16% vs -25.48% for XBTY. Past performance does not guarantee future results.
Which is riskier, VTI or XBTY?
XBTY has been the more volatile fund at 30.9% annualized versus 15.4% for VTI. Worst drawdown: VTI -56.6% vs XBTY -49.0%.
Should I hold both VTI and XBTY?
VTI and XBTY have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, VTI or XBTY?
VTI yields 1.07% while XBTY yields 201.02%, so XBTY currently pays the higher dividend yield.
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