SCHD vs XIDV
Schwab US Dividend Equity ETF vs Franklin International Dividend Booster Index ETF
Which is better, SCHD or XIDV?
Each has led over a different period.
SCHD has a lower expense ratio. SCHD led over 1Y, XIDV over the full window. XIDV is less concentrated, with 23.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XIDV |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.19% |
| AUM | $108.9B | $45M |
| Dividend Yield | 3.00% | 5.62% |
| Holdings | 206 | 91 |
| YTD Return | +20.89%Best | +13.45% |
| 1Y Return | +23.87%Best | +21.97% |
| 3Y Return (annualized) | +16.42% | - |
| 5Y Return (annualized) | +9.40% | - |
| Volatility (annualized) | 14.0% | 11.1%Best |
| Max Drawdown | -14.0% | -12.2%Best |
| $10,000 over 1.7 years | $12,419 | $16,137Best |
| Top 10 Weight | 41.8% | 23.9%Best |
| Fund Family | Charles Schwab Asset Management | Franklin Templeton Investments (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Jan 21, 2025 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 23, 2025 to Oct 2, 2026 (1.7 years).
SCHD vs XIDV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
SCHD vs XIDV Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Franklin International Dividend Booster Index ETF (XIDV) is an ETF from Franklin Templeton Investments (US). Over the past year SCHD returned +23.87% while XIDV returned +21.97%. Year to date, SCHD is up 20.89% versus a gain of 13.45% for XIDV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 11.1% for XIDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -12.2% for XIDV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.56. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while XIDV charges 0.19%. On a $10,000 position that is $6 vs $19 annually, a gap of $13 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 5.62% for XIDV.
Holdings Overlap
We hold position weights for 99 holdings in SCHD and 85 in XIDV, totalling 100.0% and 98.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in SCHD and 85 in XIDV, against full books of 206 and 91.
What only one of them owns
Our book lists 1 positions for XIDV that do not appear in our book for SCHD (0.7% of the fund), and 98 for SCHD that do not appear in XIDV (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and XIDV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XIDV?
SCHD has an expense ratio of 0.06% while XIDV charges 0.19%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, SCHD or XIDV?
Over the past year SCHD returned +23.87% vs +21.97% for XIDV, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.59% vs +32.51% for XIDV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XIDV?
SCHD has been the more volatile fund at 14.0% annualized versus 11.1% for XIDV. Worst drawdown: SCHD -14.0% vs XIDV -12.2%.
Should I hold both SCHD and XIDV?
SCHD and XIDV have a monthly-return correlation of 0.56, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XIDV?
SCHD yields 3.00% while XIDV yields 5.62%, so XIDV currently pays the higher dividend yield.
Is XIDV better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, XIDV over the full window. XIDV is less concentrated, with 23.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.