SCHD vs XIDV
Schwab US Dividend Equity ETF vs Franklin International Dividend Booster Index ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XIDV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.19% | |
| AUM | $103.7B | $45M | |
| Dividend Yield | 3.31% | 4.30% | |
| Holdings | 104 | 90 | |
| YTD Return | +25.62% | +18.31% | |
| 1Y Return | +32.62% | +29.60% | |
| 3Y Return (annualized) | +15.58% | - | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 10.0% | |
| Max Drawdown | -33.4% | -12.2% | |
| Fund Family | Charles Schwab Asset Management | Franklin Templeton Investments (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 21, 2025 |
SCHD vs XIDV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Franklin International Dividend Booster Index ETF (XIDV) is a ETF from Franklin Templeton Investments (US). Over the past year SCHD returned +32.62% while XIDV returned +29.60%. Year to date, SCHD is up 25.62% versus a gain of 18.31% for XIDV.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.0% for XIDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -12.2% for XIDV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while XIDV charges 0.19%. On a $10,000 position that is $6 vs $19 annually, a gap of $13 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 4.30% for XIDV.
Holdings Overlap
SCHD and XIDV share 0 holdings out of 187 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XIDV?
SCHD has an expense ratio of 0.06% while XIDV charges 0.19%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, SCHD or XIDV?
Over the past year SCHD returned +32.62% vs +29.60% for XIDV, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +39.73% for XIDV. Past performance does not guarantee future results.
Which is riskier, SCHD or XIDV?
SCHD has been the more volatile fund at 13.6% annualized versus 10.0% for XIDV. Worst drawdown: SCHD -33.4% vs XIDV -12.2%.
Should I hold both SCHD and XIDV?
SCHD and XIDV have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and XIDV?
SCHD and XIDV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 187 unique securities.
Which pays a higher dividend, SCHD or XIDV?
SCHD yields 3.31% while XIDV yields 4.30%, so XIDV currently pays the higher dividend yield.
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