VTI vs XIDV
Vanguard Morningstar Total Stock Market ETF vs Franklin International Dividend Booster Index ETF
Quick Verdict
VTI has a lower expense ratio. XIDV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XIDV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.19% | |
| AUM | $666.9B | $47M | |
| Dividend Yield | 1.07% | 5.77% | |
| Holdings | 3,543 | 90 | |
| YTD Return | +14.82% | +18.95% | |
| 1Y Return | +22.43% | +28.18% | |
| 3Y Return (annualized) | +21.93% | - | |
| 5Y Return (annualized) | +12.34% | - | |
| Volatility (annualized) | 15.4% | 9.9% | |
| Max Drawdown | -56.6% | -12.2% | |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Jan 21, 2025 |
VTI vs XIDV Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Franklin International Dividend Booster Index ETF (XIDV) is a ETF from Franklin Templeton Investments (US). Over the past year VTI returned +22.43% while XIDV returned +28.18%. Year to date, VTI is up 14.82% versus a gain of 18.95% for XIDV.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 9.9% for XIDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -12.2% for XIDV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.08. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while XIDV charges 0.19%. On a $10,000 position that is $3 vs $19 annually, a gap of $16 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 5.77% for XIDV.
Holdings Overlap
VTI and XIDV share 1 holdings out of 2873 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XIDV | Difference |
|---|---|---|---|
| SYM | 0.00% | 1.74% | 1.74% |
Frequently Asked Questions
Which is cheaper, VTI or XIDV?
VTI has an expense ratio of 0.03% while XIDV charges 0.19%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, VTI or XIDV?
Over the past year VTI returned +22.43% vs +28.18% for XIDV, so XIDV leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +8.16% vs +39.97% for XIDV. Past performance does not guarantee future results.
Which is riskier, VTI or XIDV?
VTI has been the more volatile fund at 15.4% annualized versus 9.9% for XIDV. Worst drawdown: VTI -56.6% vs XIDV -12.2%.
Should I hold both VTI and XIDV?
VTI and XIDV have a monthly-return correlation of 0.08, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XIDV?
VTI and XIDV share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2873 unique securities.
Which pays a higher dividend, VTI or XIDV?
VTI yields 1.07% while XIDV yields 5.77%, so XIDV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.