VTI vs XIDV

VTI vs XIDV

Which is better, VTI or XIDV?

Large Cap Blend against Large Cap Value.

VTI has a lower expense ratio. XIDV led over 1Y and the full window.

Lower Fees: VTIHigher Returns: XIDV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVTIXIDV
Expense Ratio0.03%Best0.19%
AUM$666.9B$47M
Dividend Yield1.03%5.62%
Holdings3,54390
YTD Return+12.57%+20.19%Best
1Y Return+17.22%+27.91%Best
3Y Return (annualized)+20.87%-
5Y Return (annualized)+11.86%-
Volatility (annualized)13.0%9.8%Best
Max Drawdown-19.3%-12.2%Best
$10,000 over 1.6 years$12,623$16,868Best
Fund FamilyVanguard (US)Franklin Templeton Investments (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionMay 24, 2001Jan 21, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 23, 2025 to Sep 11, 2026 (1.6 years).

VTI vs XIDV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

VTI vs XIDV Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Franklin International Dividend Booster Index ETF (XIDV) is an ETF from Franklin Templeton Investments (US). Over the past year VTI returned +17.22% while XIDV returned +27.91%. Year to date, VTI is up 12.57% versus a gain of 20.19% for XIDV.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 9.8% for XIDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.3% for VTI and -12.2% for XIDV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.12. They move largely independently of each other.

Fees and Cost Over Time

VTI charges 0.03% per year while XIDV charges 0.19%. On a $10,000 position that is $3 vs $19 annually, a gap of $16 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 5.62% for XIDV.

Holdings Overlap

XIDV already in VTI0.7%

At least 0.7% of XIDV's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 2,787 positions we hold weights for in VTI and 86 in XIDV, against full books of 3,543 and 90.

Top Shared Holdings

StockWeight in VTIWeight in XIDVDifference
SCIService Corp International0.01%0.68%0.67%

You are not choosing between two funds in isolation.

Whichever of VTI and XIDV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VTIXIDV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VTI or XIDV?

VTI has an expense ratio of 0.03% while XIDV charges 0.19%. VTI is the cheaper option, by $16 a year on a $10,000 investment.

Which performed better, VTI or XIDV?

Over the past year VTI returned +17.22% vs +27.91% for XIDV, so XIDV leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +15.67% vs +38.65% for XIDV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VTI or XIDV?

VTI has been the more volatile fund at 13.0% annualized versus 9.8% for XIDV. Worst drawdown: VTI -19.3% vs XIDV -12.2%.

Should I hold both VTI and XIDV?

VTI and XIDV have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VTI or XIDV?

VTI yields 1.03% while XIDV yields 5.62%, so XIDV currently pays the higher dividend yield.

Is XIDV better than VTI?

VTI has a lower expense ratio. XIDV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.