SCHD vs XRPC
Schwab US Dividend Equity ETF vs Canary XRP ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | SCHD | XRPC | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.50% | |
| AUM | $112.2B | $335M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 103 | 2 | |
| YTD Return | +27.60% | -31.90% | |
| 1Y Return | +29.63% | - | |
| 3Y Return (annualized) | +16.43% | - | |
| 5Y Return (annualized) | +10.05% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -57.1% | |
| Fund Family | Charles Schwab Asset Management | Canary Capital Group LLC | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Nov 13, 2025 |
SCHD vs XRPC Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Canary XRP ETF (XRPC) is a ETF from Canary Capital Group LLC. Year to date, SCHD is up 27.60% versus a loss of 31.90% for XRPC.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -57.1% for XRPC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XRPC charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for XRPC.
Frequently Asked Questions
Which is cheaper, SCHD or XRPC?
SCHD has an expense ratio of 0.06% while XRPC charges 0.50%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which pays a higher dividend, SCHD or XRPC?
SCHD yields 3.13% while XRPC yields 0.00%, so SCHD currently pays the higher dividend yield.
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