SCHD vs XRPC
Schwab US Dividend Equity ETF vs Canary XRP ETF
Which is better, SCHD or XRPC?
Large Cap Value against Single Currency.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XRPC |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $119.9B | $287M |
| Dividend Yield | 2.96% | 0.00% |
| Holdings | 204 | 6 |
| YTD Return | +33.09%Best | -46.47% |
| 1Y Return | +37.17%Best | -54.00% |
| 3Y Return (annualized) | +20.32% | - |
| 5Y Return (annualized) | +10.36% | - |
| Volatility (annualized) | 16.6%Best | 51.7% |
| Fund Family | Charles Schwab Asset Management | Canary Capital Group LLC |
| Category | Equity | Alternative |
| Style | Large Cap Value | Single Currency |
| Inception | Oct 20, 2011 | Nov 13, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs XRPC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs XRPC Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Canary XRP ETF (XRPC) is an ETF from Canary Capital Group LLC. Over the past year SCHD returned +37.17% while XRPC returned -54.00%. Year to date, SCHD is up 33.09% versus a loss of 46.47% for XRPC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XRPC has been the more volatile fund, with annualized monthly volatility of 51.7% compared with 16.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.09. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while XRPC charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.00% for XRPC.
You are not choosing between two funds in isolation.
Whichever of SCHD and XRPC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XRPC?
SCHD has an expense ratio of 0.06% while XRPC charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or XRPC?
Over the past year SCHD returned +37.17% vs -54.00% for XRPC, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XRPC?
XRPC has been the more volatile fund at 51.7% annualized versus 16.6% for SCHD.
Should I hold both SCHD and XRPC?
SCHD and XRPC have a monthly-return correlation of -0.09, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XRPC?
SCHD yields 2.96% while XRPC yields 0.00%, so SCHD currently pays the higher dividend yield.
Is XRPC better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.