VTI vs XRPC

VTI vs XRPC
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXRPCWinner
Expense Ratio0.03%0.50%
AUM$666.9B$234M
Dividend Yield1.07%0.00%
Holdings3,5432
YTD Return+13.14%-30.85%
1Y Return+22.35%-
3Y Return (annualized)+21.83%-
5Y Return (annualized)+12.01%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-57.1%
Fund FamilyVanguard (US)Canary Capital Group LLC
CategoryEquityAlternative
InceptionMay 24, 2001Nov 13, 2025

VTI vs XRPC Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Canary XRP ETF (XRPC) is a ETF from Canary Capital Group LLC. Year to date, VTI is up 13.14% versus a loss of 30.85% for XRPC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -57.1% for XRPC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while XRPC charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for XRPC.

Frequently Asked Questions

Which is cheaper, VTI or XRPC?

VTI has an expense ratio of 0.03% while XRPC charges 0.50%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which pays a higher dividend, VTI or XRPC?

VTI yields 1.07% while XRPC yields 0.00%, so VTI currently pays the higher dividend yield.

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