SCHD vs XXCH

SCHD vs XXCH

Which is better, SCHD or XXCH?

Large Cap Value against Leverage Strategy.

SCHD has a lower expense ratio. SCHD led over 1Y, XXCH over the full window.

Lower Fees: SCHDHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDXXCH
Expense Ratio0.06%Best1.15%
AUM$112.1B$2M
Dividend Yield3.00%8.77%
Holdings1036
Volatility (annualized)12.7%Best22.5%
Max Drawdown-16.1%Best-38.0%
$10,000 over 1.7 years$11,249$14,937Best
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
StyleLarge Cap ValueLeverage Strategy
InceptionOct 20, 2011Feb 7, 2024

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 323 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Sep 11, 2026 and XXCH through Oct 23, 2025.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Feb 7, 2024 to Oct 23, 2025 (1.7 years).

Risk: Volatility and Drawdowns

XXCH has been the more volatile fund, with annualized monthly volatility of 22.5% compared with 12.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.1% for SCHD and -38.0% for XXCH. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.05. They move largely independently of each other.

Fees and Cost Over Time

SCHD charges 0.06% per year while XXCH charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 8.77% for XXCH.

You are not choosing between two funds in isolation.

Whichever of SCHD and XXCH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDXXCH

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or XXCH?

SCHD has an expense ratio of 0.06% while XXCH charges 1.15%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.

Which is riskier, SCHD or XXCH?

XXCH has been the more volatile fund at 22.5% annualized versus 12.7% for SCHD. Worst drawdown: SCHD -16.1% vs XXCH -38.0%.

Should I hold both SCHD and XXCH?

SCHD and XXCH have a monthly-return correlation of 0.05, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or XXCH?

SCHD yields 3.00% while XXCH yields 8.77%, so XXCH currently pays the higher dividend yield.

Is XXCH better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y, XXCH over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.