SCHD vs XXCH

Quick Verdict

SCHD has a lower expense ratio. XXCH delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: XXCHMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDXXCHWinner
Expense Ratio0.06%1.15%
AUM$103.7B$2M
Dividend Yield3.31%8.77%
Holdings1046
YTD Return+26.21%+54.95%
1Y Return+29.99%+35.53%
3Y Return (annualized)+15.73%-
5Y Return (annualized)+9.67%-
Volatility (annualized)13.6%22.5%
Max Drawdown-33.4%-38.0%
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionOct 20, 2011Feb 7, 2024

SCHD vs XXCH Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily MSCI Emerging Markets ex China Bull 2X Shares (XXCH) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +29.99% while XXCH returned +35.53%. Year to date, SCHD is up 26.21% versus a gain of 54.95% for XXCH.

Risk: Volatility and Drawdowns

XXCH has been the more volatile fund, with annualized monthly volatility of 22.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -38.0% for XXCH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.05. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while XXCH charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 8.77% for XXCH.

Frequently Asked Questions

Which is cheaper, SCHD or XXCH?

SCHD has an expense ratio of 0.06% while XXCH charges 1.15%. SCHD is the cheaper option. On a $10,000 investment, that is $109 per year of difference.

Which performed better, SCHD or XXCH?

Over the past year SCHD returned +29.99% vs +35.53% for XXCH, so XXCH leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.50% vs +26.62% for XXCH. Past performance does not guarantee future results.

Which is riskier, SCHD or XXCH?

XXCH has been the more volatile fund at 22.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs XXCH -38.0%.

Should I hold both SCHD and XXCH?

SCHD and XXCH have a monthly-return correlation of 0.05, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SCHD or XXCH?

SCHD yields 3.31% while XXCH yields 8.77%, so XXCH currently pays the higher dividend yield.

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