SCHD vs YANG

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDYANGWinner
Expense Ratio0.06%1.03%
AUM$103.7B$92M
Dividend Yield3.31%2.24%
Holdings1047
YTD Return+24.26%+22.99%
1Y Return+31.38%-1.75%
3Y Return (annualized)+15.08%-45.05%
5Y Return (annualized)+9.72%-38.48%
Volatility (annualized)13.6%66.2%
Max Drawdown-33.4%-100.0%
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionOct 20, 2011Dec 3, 2009

SCHD vs YANG Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily FTSE China Bear 3X ETF (YANG) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +31.38% while YANG returned -1.75%. Year to date, SCHD is up 24.26% versus a gain of 22.99% for YANG.

Over three years, SCHD compounded at +15.08% per year against -45.05% for YANG; over five years the annualized figures are +9.72% and -38.48% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -38.38%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YANG has been the more volatile fund, with annualized monthly volatility of 66.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -100.0% for YANG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while YANG charges 1.03%. On a $10,000 position that is $6 vs $103 annually, a gap of $97 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.24% for YANG.

Holdings Overlap

0.0%overlap

SCHD and YANG share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or YANG?

SCHD has an expense ratio of 0.06% while YANG charges 1.03%. SCHD is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

Which performed better, SCHD or YANG?

Over the past year SCHD returned +31.38% vs -1.75% for YANG, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.39% vs -38.38% for YANG. Past performance does not guarantee future results.

Which is riskier, SCHD or YANG?

YANG has been the more volatile fund at 66.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs YANG -100.0%.

Should I hold both SCHD and YANG?

SCHD and YANG have a monthly-return correlation of -0.32, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and YANG?

SCHD and YANG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, SCHD or YANG?

SCHD yields 3.31% while YANG yields 2.24%, so SCHD currently pays the higher dividend yield.

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