SCHD vs ZAP

SCHD vs ZAP

Which is better, SCHD or ZAP?

Each has led over a different period.

SCHD has a lower expense ratio. SCHD led over 1Y, ZAP over the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 42.4%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDZAP
Expense Ratio0.06%Best0.50%
AUM$112.2B$456M
Dividend Yield3.13%1.67%
Holdings10347
YTD Return+28.59%Best+7.87%
1Y Return+31.77%Best+16.56%
3Y Return (annualized)+16.70%-
5Y Return (annualized)+10.09%-
Volatility (annualized)12.8%Best15.3%
Max Drawdown-14.0%-11.9%Best
$10,000 over 1.7 years$13,663$13,692Best
Top 10 Weight41.5%Best42.4%
Fund FamilyCharles Schwab Asset ManagementGlobal X by mirae Asset
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionOct 20, 2011Dec 17, 2024

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Dec 18, 2024 to Sep 3, 2026 (1.7 years).

SCHD vs ZAP growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

SCHD vs ZAP Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Global X US Electrification ETF (ZAP) is an ETF from Global X by mirae Asset. Over the past year SCHD returned +31.77% while ZAP returned +16.56%. Year to date, SCHD is up 28.59% versus a gain of 7.87% for ZAP.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ZAP has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.0% for SCHD and -11.9% for ZAP. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.07. They move largely independently of each other.

Fees and Cost Over Time

SCHD charges 0.06% per year while ZAP charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.67% for ZAP.

Holdings Overlap

SCHD already in ZAP0.1%
ZAP already in SCHD0.3%

0.1% of SCHD's money is in holdings ZAP also owns. 0.3% of ZAP's money is in holdings SCHD also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 100 positions we hold weights for in SCHD and 45 in ZAP, against full books of 103 and 47.

What only one of them owns

Our book lists 43 positions for ZAP that do not appear in our book for SCHD (97.9% of the fund), and 98 for SCHD that do not appear in ZAP (99.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SCHDWeight in ZAPDifference
CWENClearway Energy, Inc., Class C0.10%0.29%0.19%

You are not choosing between two funds in isolation.

Whichever of SCHD and ZAP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDZAP

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or ZAP?

SCHD has an expense ratio of 0.06% while ZAP charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.

Which performed better, SCHD or ZAP?

Over the past year SCHD returned +31.77% vs +16.56% for ZAP, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +20.15% vs +20.30% for ZAP. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or ZAP?

ZAP has been the more volatile fund at 15.3% annualized versus 12.8% for SCHD. Worst drawdown: SCHD -14.0% vs ZAP -11.9%.

Should I hold both SCHD and ZAP?

SCHD and ZAP have a monthly-return correlation of 0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or ZAP?

SCHD yields 3.13% while ZAP yields 1.67%, so SCHD currently pays the higher dividend yield.

Is ZAP better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y, ZAP over the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 42.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.