SCYB vs VXUS
Schwab High Yield Bond ETF vs Vanguard Total International Stock ETF
Which is better, SCYB or VXUS?
High Yield Bond against Large Cap Blend.
SCYB has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCYB | VXUS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.05% |
| AUM | $2.8B | $158.1B |
| Dividend Yield | 6.89% | 2.51% |
| Holdings | 1,841 | 8,747 |
| YTD Return | +2.21% | +14.83%Best |
| 1Y Return | +4.14% | +24.27%Best |
| 3Y Return (annualized) | +7.98% | +19.98%Best |
| 5Y Return (annualized) | - | +9.07% |
| Volatility (annualized) | 4.5%Best | 12.2% |
| Max Drawdown | -4.9%Best | -13.6% |
| $10,000 over 3.2 years | $12,747 | $17,238Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Jul 11, 2023 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jul 11, 2023 to Sep 9, 2026 (3.2 years).
SCYB vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
SCYB vs VXUS Performance
Schwab High Yield Bond ETF (SCYB) is an ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SCYB returned +4.14% while VXUS returned +24.27%. Year to date, SCYB is up 2.21% versus a gain of 14.83% for VXUS.
Over three years, SCYB compounded at +7.98% per year against +19.98% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 4.5% for SCYB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.9% for SCYB and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCYB charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SCYB currently yields 6.89% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 1,430 holdings in SCYB and 8,091 in VXUS, totalling 76.0% and 87.7% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 1,430 positions we hold weights for in SCYB and 8,091 in VXUS, against full books of 1,841 and 8,747.
Top Shared Holdings
| Stock | Weight in SCYB | Weight in VXUS | Difference |
|---|---|---|---|
| MIN:AUMineral Resources Ltd 9.25% 01Oct2028 | 0.06% | 0.02% | 0.04% |
You are not choosing between two funds in isolation.
Whichever of SCYB and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCYB or VXUS?
SCYB has an expense ratio of 0.03% while VXUS charges 0.05%. SCYB is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, SCYB or VXUS?
Over the past year SCYB returned +4.14% vs +24.27% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCYB or VXUS?
VXUS has been the more volatile fund at 12.2% annualized versus 4.5% for SCYB. Worst drawdown: SCYB -4.9% vs VXUS -13.6%.
Should I hold both SCYB and VXUS?
SCYB and VXUS have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCYB or VXUS?
SCYB yields 6.89% while VXUS yields 2.51%, so SCYB currently pays the higher dividend yield.
Is VXUS better than SCYB?
SCYB has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.