SDFI vs VTI
AB Short Duration Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SDFI or VTI?
Long Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SDFI | VTI |
|---|---|---|
| Expense Ratio | 0.30% | 0.03%Best |
| AUM | $191M | $666.9B |
| Dividend Yield | 4.52% | 1.03% |
| Holdings | 584 | 3,543 |
| YTD Return | +0.78% | +12.57%Best |
| 1Y Return | +1.85% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 1.9%Best | 12.2% |
| Max Drawdown | -1.2%Best | -19.3% |
| $10,000 over 2.3 years | $11,102 | $14,784Best |
| Fund Family | AllianceBernstein L.P. | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Jun 10, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 10, 2024 to Sep 11, 2026 (2.3 years).
SDFI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
SDFI vs VTI Performance
AB Short Duration Income ETF (SDFI) is an ETF from AllianceBernstein L.P. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SDFI returned +1.85% while VTI returned +17.22%. Year to date, SDFI is up 0.78% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 1.9% for SDFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.2% for SDFI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SDFI charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, SDFI currently yields 4.52% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 332 holdings in SDFI and 2,787 in VTI, totalling 59.9% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 2 positions appear in both.
2 positions in common, counted across the 332 positions we hold weights for in SDFI and 2,787 in VTI, against full books of 584 and 3,543.
You are not choosing between two funds in isolation.
Whichever of SDFI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SDFI or VTI?
SDFI has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option, by $27 a year on a $10,000 investment.
Which performed better, SDFI or VTI?
Over the past year SDFI returned +1.85% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SDFI annualized +4.65% vs +18.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SDFI or VTI?
VTI has been the more volatile fund at 12.2% annualized versus 1.9% for SDFI. Worst drawdown: SDFI -1.2% vs VTI -19.3%.
Should I hold both SDFI and VTI?
SDFI and VTI have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SDFI or VTI?
SDFI yields 4.52% while VTI yields 1.03%, so SDFI currently pays the higher dividend yield.
Is VTI better than SDFI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.