SFLO vs VTI
VictoryShares Small Cap Free Cash Flow ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SFLO or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. SFLO led over 1Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SFLO | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $802M | $666.9B |
| Dividend Yield | 0.73% | 1.07% |
| Holdings | 201 | 3,543 |
| YTD Return | +36.10%Best | +13.59% |
| 1Y Return | +38.07%Best | +20.00% |
| 3Y Return (annualized) | - | +20.95% |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 16.7% | 12.0%Best |
| Max Drawdown | -26.6% | -19.3%Best |
| $10,000 over 2.7 years | $16,206 | $16,582Best |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Dec 21, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 21, 2023 to Sep 4, 2026 (2.7 years).
SFLO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
SFLO vs VTI Performance
VictoryShares Small Cap Free Cash Flow ETF (SFLO) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SFLO returned +38.07% while VTI returned +20.00%. Year to date, SFLO is up 36.10% versus a gain of 13.59% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFLO has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 12.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for SFLO and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SFLO charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, SFLO currently yields 0.73% against 1.07% for VTI.
Holdings Overlap
At least 70.0% of SFLO's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
145 positions in common, counted across the 199 positions we hold weights for in SFLO and 2,788 in VTI, against full books of 201 and 3,543.
Top Shared Holdings
| Stock | Weight in SFLO | Weight in VTI | Difference |
|---|---|---|---|
| DOCUDocusign Inc | 1.48% | 0.01% | 1.47% |
| OSCROscar Health Inc. | 1.42% | 0.00% | 1.42% |
| LYFTLyft Inc. Class A | 1.38% | 0.00% | 1.38% |
| RNGRingcentral Inc, Class A | 1.33% | 0.00% | 1.33% |
| OASChord Energy Corp | 1.24% | 0.00% | 1.24% |
| GTMZoominfo Technologies Inc | 1.20% | 0.00% | 1.20% |
| EXHO:PASodexo Sa | 1.18% | 0.00% | 1.18% |
| BLKBBlackbaud Inc | 1.14% | 0.00% | 1.14% |
| EPAMEpam Systems, Inc. | 1.13% | 0.00% | 1.13% |
| TPCTutor Perini Corp | 1.09% | 0.00% | 1.09% |
70.0% of SFLO is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SFLO or VTI?
SFLO has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, SFLO or VTI?
Over the past year SFLO returned +38.07% vs +20.00% for VTI, so SFLO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SFLO or VTI?
SFLO has been the more volatile fund at 16.7% annualized versus 12.0% for VTI. Worst drawdown: SFLO -26.6% vs VTI -19.3%.
Should I hold both SFLO and VTI?
SFLO and VTI have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SFLO and VTI?
At least 70.0% of SFLO's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 145 positions in common, counted across the 199 positions we hold weights for in SFLO and 2,788 in VTI.
Which pays a higher dividend, SFLO or VTI?
SFLO yields 0.73% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than SFLO?
VTI has a lower expense ratio. SFLO led over 1Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.