QQQ vs SFLO

Quick Verdict

QQQ has a lower expense ratio. SFLO delivered stronger 1-year returns. SFLO offers more diversification with 199 holdings.

Lower Fees: QQQHigher Returns: SFLOMore Diversified: SFLO

Side-by-Side Comparison

MetricQQQSFLOWinner
Expense Ratio0.18%0.49%
AUM$455.8B$644M
Dividend Yield0.41%0.79%
Holdings108201
YTD Return+19.68%+34.73%
1Y Return+26.75%+41.30%
3Y Return (annualized)+26.25%-
5Y Return (annualized)+15.39%-
Volatility (annualized)30.6%16.7%
Max Drawdown-83.0%-26.6%
Fund FamilyInvesco (US)Victory Capital Management Inc.
CategoryEquityEquity
InceptionMar 10, 1999Dec 21, 2023

QQQ vs SFLO Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and VictoryShares Small Cap Free Cash Flow ETF (SFLO) is a ETF from Victory Capital Management Inc.. Over the past year QQQ returned +26.75% while SFLO returned +41.30%. Year to date, QQQ is up 19.68% versus a gain of 34.73% for SFLO.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 16.7% for SFLO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -26.6% for SFLO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while SFLO charges 0.49%. On a $10,000 position that is $18 vs $49 annually, a gap of $31 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.79% for SFLO.

Holdings Overlap

0.0%overlap

QQQ and SFLO share 0 holdings out of 302 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or SFLO?

QQQ has an expense ratio of 0.18% while SFLO charges 0.49%. QQQ is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, QQQ or SFLO?

Over the past year QQQ returned +26.75% vs +41.30% for SFLO, so SFLO leads on 1-year performance. Over the longest common window we track (3 years), QQQ annualized +13.15% vs +19.61% for SFLO. Past performance does not guarantee future results.

Which is riskier, QQQ or SFLO?

QQQ has been the more volatile fund at 30.6% annualized versus 16.7% for SFLO. Worst drawdown: QQQ -83.0% vs SFLO -26.6%.

Should I hold both QQQ and SFLO?

QQQ and SFLO have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and SFLO?

QQQ and SFLO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 302 unique securities.

Which pays a higher dividend, QQQ or SFLO?

QQQ yields 0.41% while SFLO yields 0.79%, so SFLO currently pays the higher dividend yield.

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